1. Reasonable arrangement of time equals saving time. Bacon 2. Diligence and thrift make the whole family happy. 3. All savings are ultimately time savings. -Marx 4. Thrift is a bumper harvest. Luxury is like wine, which is exciting and debilitating. (Carl) 6. Festival is used internally and virtue is used externally. -"Nineteen Years of Zuo Gong", Volume 7. How much you save is how much you get. Don't ignore it, it adds up to tens of millions. 9. A gentleman worries about the Tao without worrying about poverty. -Kong Qiu The Analects of Confucius and Wei Linggong 10. 1 1. 12. Luxury is the death of virtue and justice (Switzerland) 13. Looking back at the previous sages and families, from frugality to luxury, they became failures. -Li Shangyin