Bitcoin has been rising rapidly in the past few days. It has been rising almost every day since it started rising on April 2. As of yesterday, it actually exceeded the US$7,500 mark. Many small investors were in the period of US$5,000. Without entering the market, I always expected Bitcoin to pull back a bit and add more positions, but little did I know that the opportunity was fleeting in the moment of hesitation.

Due to the sudden rise of BTC, in addition to the sigh of missing out on speculation, Xiao K discovered that many groups have also fallen into an extremely crazy state of chasing the rise. When the mainstream currency rises, they want to get on board with the mainstream currency. The pie has risen so high and I asked if I can buy the pie? Here, Xiao K would like to give you two words: There is never a shortage of opportunities in the currency circle. Your capital lies in your hope. Never chase the rise or fall. If you want to buy, buy when no one cares, and if you want to sell, sell when the climax comes.

So when the market is full of risks and opportunities, how can we novices in the currency circle make money by investing? Here, Xiao K introduces to you the simplest, least risky, and lowest threshold method among investment strategies - fixed investment.

The term fixed investment comes from the stock and bond fund markets. Because of the huge fluctuations in the digital currency market, the fixed investment method is also favored by the majority of investors.

It mainly emphasizes three fixes: fixed time, fixed amount, and investment to fixed strategy. That is to say, if you agree on the same time and the same place, one less time or one cent less will not count as a fixed investment.

1. First of all, there is no need to spend a lot of money at one time. For example, if you invest 200 yuan a week to buy Bitcoin, the investment threshold is lowered and will not cause pressure on your life. Of course, the amount of investment should be measured according to your own economic level. It is recommended that half of the monthly balance of income and expenditure be used for fixed investment, and the remaining half should be reserved as a reserve fund. One is to meet unexpected expenses in life, and the other is to have extra money in hand to increase investment when the currency market is oversold.

2. Secondly, fixed investment does not require high entry timing. Originally, according to the thinking of "stud to the bottom" and buy when the price falls, the little leek would try to buy when the price falls. Everyone wants to buy the bottom, but since no one can predict the future, you can’t guarantee that the price you get will be the bottom. It may very well be halfway up the mountain. But choosing fixed investment solves this problem. As long as the currency you choose is trustworthy and you are optimistic about it in the long term, then you can invest regularly and share your costs in case of ups and downs.

3. Since fewer shares are bought when it is expensive and more shares are bought when it is cheap, it has the characteristics of fast rebound and slow decline.

Digital currencies are similar to the stock market. If there is a continuous sharp decline, there is nothing you can do about fixed investment. There are only two methods that can help everyone make more and lose less when making fixed investments!

When the market is uncertain, when choosing a self-built fixed investment strategy, pay attention to the proportional allocation of various currencies and diversify investments according to market depth. For example, if your monthly salary is 10,000 yuan, your basic monthly expenses are 4,000 yuan, and you have 6,000 yuan left. Then the fixed investment can be set to 3,000 yuan, with 1,000 invested in each of the mainstream currencies such as BTC, ETH, and EOS, or the fixed investment ratio of 7:2:1 can be allocated to mainstream currencies: platform currencies: small currencies. Use this to reduce risks, hold it patiently, and wait for the market to rise and bear fruit naturally.

Here I divide profit taking into three categories:

1. Take profit according to market sentiment

Market sentiment is based on Buffett's famous saying "Be greedy when others are fearful." "Fear when others are greedy" is divided into two categories: fear and greed. We can judge based on the popularity of the surrounding currency speculators participating in a certain currency. We can also refer to the market sentiment analysis of a certain currency in some market information apps. Or pay attention to the ratio of capital inflows and outflows to determine whether it is fear or greed. However, this method is relatively perceptual and can only make qualitative judgments, and different conclusions will be drawn depending on the circle you are in.

2. Stop profit based on currency valuation

Make operational judgments based on the currency’s valuation index level. When the valuation is lower, increase investment. If the valuation is higher, When it is high, reduce investment to stop fixed investment and start redemption. Here you can refer to the historical highest price of the currency. When the price reaches the historically high valuation range, you should start to reduce the fixed investment amount and redeem it in batches. However, this method is more suitable for currencies with relatively stable price valuations. Judging from the ups and downs of the currency circle, it is also more difficult to refer to.

3. Take profit based on the rate of return

Set a profit target or set a profit stop line at the beginning of the fixed investment. When the profit reaches a certain level, sell the digital currency in time. Recover all the principal and use the profit part to choose the right time to continue investing. Only by using this method can you make a profit without losing money!

Summarize three methods: choose the correct currency, set a lower take-profit target, promptly withdraw the principal when the take-profit point is reached, and continue to refer to market sentiment and currency price valuation in the future, and use profits to Continue to invest during part of the selection period, and only by perseverance can you reap the maximum benefits!

The following is the result of Xiao K’s fixed investment in BTC in the past six months. For your reference only:

Although there are many opportunities to get rich overnight in the currency circle, we cannot always think about getting rich overnight. In fact, more investors in the currency circle have lost everything overnight, like Masayoshi Son. All kinds of big guys can buy Bitcoin and lose 1 billion. Therefore, the more reasonable way to achieve financial freedom is fixed investment, coupled with perseverance and patience.

While he was allowed to rise and fall sharply, I remained unmoved!