Many successful people advise young people, "The more confident you are in the future, the more patient you will be in the present."
It sounds right, but everything should have prerequisites.
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The boss is even more deceptive, preaching "good fortune" and "996" every day, and then praising you as "you are gifted, if you persevere you will be rewarded!"
Wait until you become bald. , and couldn’t raise enough for the down payment, only to realize that “I don’t have any talent, I only have a pie!”
Why is this happening?
Because we are too young.
Being young is a kind of "ignorance" to a certain extent, and it is easy to ignore the prerequisites!
So we all paid a huge price for it.
Recall that when we were studying, we followed the principle of "learning is like sailing against the current. If we don't advance, we will retreat." We answer questions in white and black.
Later I discovered that this sentence actually has a prerequisite: "There is no limit to learning."
Imagine this scene. In the boundless sea, you not only have to row against the current, but also work hard. You don’t work hard, you are not tired, and you are not bald. It’s strange! Okay?
The question is, can we do something "smooth"?
At least it will save a lot of effort in this life!
How can we save some effort in life?
As a media person, I can say responsibly that "luck is very important"!
Luck is written as "fortune" in English, but "fortune" also means wealth.
It is true that every generation has its own destiny, but the key to a smooth life lies in whether you can seize "wealth".
I have summed it up myself. Since the early days of reform, there have been about five opportunities to make wealth. As long as you seize one of them, your destiny will change dramatically.
In the 1990s, we saw people going overseas to create wealth. This was actually in line with the general trend of market-oriented reforms.
In 1984, Comrade Deng Xiaoping gave his first "Southern Speech" and China's first generation of entrepreneurs, the "84 School", came into being.
They aim at material scarcity and the potential of market-oriented reforms, and Mr. Lu Guanqiu is a typical representative.
Lu Guanqiu has a famous saying, "We must do things that are social trends."
So we saw him create a business empire spanning multiple industries such as automobiles, energy, real estate, etc., with revenue exceeding 100 billion.
The real estate industry that follows closely behind is actually in line with the general trend of demographic dividend.
In 1992, Comrade Xiaoping gave his second "Southern Speech", and China's second generation of entrepreneurs emerged, commonly known as the "92 School".
Most of them come from the real estate industry.
In the 1992 Southern Tour speech, the market economy was established, and the marketization of commercial housing was the general trend.
This year Yang Guoqiang saw the demographic dividend and urbanization dividend and took over the business to found Country Garden.
Having developed rapidly in the golden age of real estate in the past 20 years, Country Garden's current sales revenue has exceeded 300 billion, and it has grown into the world's largest real estate company.
For individuals, if you can recognize the general trend, buy a house earlier, or even buy a few more houses, then your wealth and destiny may completely change.
After joining the WTO in 2001, we have also seen wealth creation through trade, which is actually in line with China's integration into globalization.
The biggest driving force of globalization comes from China, and China is also the biggest beneficiary.
The growth rate of trade is higher than the growth rate of GDP in the same period.
Behind this, companies engaged in export trade benefit from it.
At the same time, we have also seen the Internet create wealth, which is actually in line with the general trend of a new round of information technology revolution.
Since 2008, we have also seen financial wealth creation, which is actually in line with the general trend of asset bubbles.
In the past ten years, China's currency has basically been flooded with ideas, with dozens of RRR cuts and interest rate cuts, and both monetary policy and financial supervision have been extremely loose.
In the era of financialization, the financial industry has become the most popular profession -
Times create heroes, and heroes take advantage of them.
The first step for everyone who wants to stand at the forefront of the times is to recognize the general trend, follow the general trend, and when the opportunity comes, be optimistic and seize it in time.
At this juncture, how should we recognize the general trend?
Chen Zhiwu, a famous Chinese economist, once said, "Economic development is regular and cyclical. Population, technology and reform often determine the economic cycle."
I couldn't agree more.
Changes in population size and structure, technological innovation and progress, and the deepening of institutional reforms will significantly change the trajectory of the economy.
Especially for our country.
But for us ordinary people:
Changes in population size and structure are difficult to grasp;
Technological innovation and progress Just take a look and wait and see when it will be implemented;
Only the effects of the deepening of institutional reform are obvious, such as:
30 years ago, Shanghai and Shenzhen The city was established and the state encouraged the purchase of stocks.
At first, the market acceptance was very low, and there were even cases where employees of state-owned companies were forced to subscribe. But now these original stock holders have long been free of wealth.
Twenty years ago, housing reform opened the floodgates to the era of commercial housing.
The first group of people to buy houses realized their dream of home ownership early on.
In the 21st century, the provident fund system has been fully implemented.
As major banks liberalized commercial housing loans, housing prices began to grow at an unprecedented rate.
Ten years ago, the financial crisis broke out and the 4 trillion plan was launched.
Monetary liquidity is extremely loose. From real estate to small and medium-sized enterprises, from stocks and bonds to commodities, people who speculated on various assets in the past have made huge profits from it.
So what is the policy context for the next ten years?
As a media person, I can tell you responsibly that it is in the "Xinwen Lianbo" that everyone is watching every night.
Conclusion
In fact, if you want to go smoothly in life, you have to hold the throat of "fortune".
Otherwise, even if you sail against the current, work hard, eat countless "cakes" and drink countless bowls of "chicken soup", are you sure you can make it ashore in the "boundless sea of ??learning"?
"Financial independence and freedom are just incidental things."
As a media person who is actively preparing for the CFA exam, I would like to say, "Choice is always more important than hard work. A reliable investment decision may save you ten years of struggle, or even change your life."
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In this era of great changes in wealth, join me in exploring the general trend, following the trend, understanding the whole picture from policies to industries, companies to events, and trying to control your life.
Questions to think about:
1. Dear friend, do you still watch "Xinwen Lianbo"?
2. Do you have the habit of reviewing questions before making a decision?