Mr. Hu Xueyan, a red-top businessman in the Qing Dynasty, has a famous saying: "Eight jars and seven lids, covering them one after another without breaking the bank. This is doing business." It can be understood that the jars are industry and the lids are financing. Gang fraud is misappropriation of funds.

Although jars and lids are important, the more important thing is that they "do not cross the other side." As long as the lid does not cross the other side, the east wall is not demolished to make up for the west wall, and the cash flow continues, it is of practical significance to diversify the enterprise, otherwise it is just Use money from the bank or the stock market to blow soap bubbles.

Extended information

Hu Xueyan once said: "Eight jars and seven lids, if you cover them one after another without breaking the bank, you will do business."

< p>To do business, you really need to learn how to "eight jars and seven lids, covering them over and over without breaking the bank." If you can "cover over and over again" like this, you will learn to "turn somersaults in the eyes of copper coins", and you will be able to use them. One hundred thousand pieces of silver can be used to make millions of dollars in business.

When the raw silk that Hu Xueyan received in Huzhou arrived in Shanghai, it was just as the Xiaodao Society was about to start an uprising in Shanghai. This is another perfect opportunity for Hu Xueyan. Because the knife will work together, the traffic between Shanghai and the outside world will be cut off, and the route of silk will also be interrupted. The price of Yangzhuang must be promising, and he can take advantage of this to make a fortune. . This further strengthened Hu Xueyan's intention to sell the foreign village.

To sell the business of Yangzhuang, the first step is to control the market of Yangzhuang and monopolize the price. There are two ways to accomplish this step. The first way is to persuade the Shanghai silk merchants to unite and let the silk merchants who are going to sell to foreign villages negotiate the price and cooperate with each other to jointly deal with the foreigners and force the foreigners to submit.

The second is to allocate a sum of funds to collect silk on the spot in Shanghai and hoard it so that foreigners must come to me to buy silk, in order to monopolize the market. However, considering Hu Xueyan's position in the Shanghai raw silk market at that time, because his business had just started and his prestige among his peers had yet to be established, the first method may not necessarily achieve the desired results, but from the perspective of business operations perspective.

Even if the first method can be realized with Hu Xueyan's influence, he should also adopt the method of buying silk locally in Shanghai to hoard as much raw silk as possible for himself. This is to control the market. , the basis of monopoly price, and it also enables itself to achieve greater profits after persuading Ding to control the market and forcing foreigners to submit.

However, buying silk locally in Shanghai requires a lot of money. Hu Xueyan only had raw silk worth 100,000 taels at the Yuji Silk Store in Shanghai at this time, and the 100,000 taels of silver his business partner You Wu borrowed from the "Big Three" for the Caobang grain business had expired after being transferred once. According to the rules, it can no longer be renewed. In order to repay the loan, You Wu can only raise 70,000 silver at most.

From this point of view, it can be said that Hu Xueyan did not have a penny to buy silk locally in Shanghai.

Hu Xueyan performed a magic trick with the batch of one hundred thousand taels of raw silk issued by the Yuji Silk Store in his hand. First, he showed this warehouse receipt to the "Big Three" and said that the loan from the "Big Three" could be repaid, but he had to wait until the batch of raw silk was sold before he could sort it out. Let them roll over that 100,000 yuan loan again.

With the warehouse receipt as evidence and the goods being placed in the warehouse, they must believe and feel at ease, thus creating a position of 100,000 at their disposal. Then, he used the life and death of Yu Kee Silk Shop as collateral to borrow money from foreign banks and turned the warehouse receipts into cash. If a foreign bank has a deposit receipt, it will not deny the loan, and the deposit receipt will not flow into the bank.

The "Big Three" will not know that the stack receipt has been mortgaged, and the trick will not be revealed. In this way, one hundred thousand silver can be turned into a million-dollar business.

This is probably a typical "eight jars and seven lids". A single stack sheet "entrusted" both Chinese and foreign companies, and once it "turned" and "lit", it covered two "jars". This is indeed a trick that only people like Hu Xueyan can pull off.

In fact, doing business is not only a contest of funds and strength, but also a contest of intelligence. Doing business requires capital, but how to obtain capital for yourself requires intelligence, a shrewd mind and flexible skills. A successful businessman can always use his own wisdom to get money for himself.