1. If you think you understand what I said, you must have misunderstood me.
2. I made a mistake, assuming that self-interested banks and other institutions have the will and ability to protect their investors, bank assets and bank survival.
We should pay attention to a very important reminder here, that is, we live in the new economy, which involves the knowledge of human psychology. The enthusiasm and fear experienced by our ancestors are reflected in every aspect of this generation of people who actively participate in the American economy. People will predict the consequences of their actions before taking any action. If the future is unpredictable and uncertain, people will stop, do something and give up their original promises.
Of course, the risk tolerance varies from person to person, but I don't think it makes any difference to judge whether the price in today's market went to the same century ago or earlier. The way we evaluate property and the way people's values change affect our economy, and the laws are exactly the same as those experienced by our ancestors.
The United States experienced a financial crisis this time. In fact, I think it's good for both the United States and China. The market has an invisible hand that can pull the derailed economy back. Many people think that the United States will become more conservative through this financial crisis and give up the pursuit of financial innovation. I don't think so. Any innovation will take risks and pay high prices. The development of American economy today is mainly due to the emergence of generations of American economic promoters in various periods.
If you want to use the money in three years, don't invest in the securities market.
7. The monthly installment payment cannot exceed 50% of the income.
8. Find a partner who is good at managing money.
9. Regular systematic investment.
10, human nature itself led to the panic of the falling market and the greed of the rising market. It is human nature to overreact to panic.