Question 1: How long will it take to release the loan after the bank loan is reviewed? Generally, it takes 10 to 15 working days to release the loan.

Loan application conditions:

1, if you want to have a fixed income, it depends on the salary details;

2. At least 18-65 years old;

3 loans for business or car purchase, there must be a guarantor and mortgage;

4. Good credit information.

Loan application materials:

1. Lender ID card;

2. The credit information of the lender in the past six months, and the credit information is good;

3. The bank card under the lender's name has been flowing for nearly half a year without interruption;

4. The lender's residence certificate (rental contract, real estate license, water and electricity invoices for the last three months);

5. Income certificate issued by the lender's work unit;

6. Social security, insurance policies and provident fund can also be loaned on a monthly basis.

If you want to borrow a higher amount, you can do mortgage loans, such as houses and cars.

Question 2: How long does it usually take to get a mortgage loan? Generally speaking, it takes about a month from the front-end purchase contract to the bank loan. During this period, it is not ruled out that there is a problem with the loan information, the leaders of the bank and the Housing Authority cannot approve and sign in time, and the bank loan index is limited. You can wait patiently!

I hope it helps!

Question 3: How long can the bank loan come down? The quota is tight now. Normally, it is 15-30 working days. We're not sure yet.

You must keep in touch with the account manager. I may have missed some information and more customers, so I will leave you alone. Do those first.

Simple, you have been shelved, and it is right to contact more.

Question 4: How long will it take to get a loan from the bank to buy a house now? 1: If you need to apply for a mortgage to buy a new building, and the property has been pre-sold, as long as you apply to the bank, the bank will immediately check your credit history with the People's Bank of China. If there is no problem, we will reply to your personal loan application within 3 days, and ask you to submit a copy of your license, income certificate, down payment documents and other related documents, and sign relevant bank documents and loan contracts.

2. After the bank collects all the information, it conducts internal examination and approval, and then goes to the housing management trading center for mortgage registration, which takes about 10- 15 working days. After the trading center issues other warrants, the bank will lend money within 3 working days, and then return the principal and interest through the designated account from the next month of lending, without any other formalities.

3. If you need to apply for a mortgage when buying a second-hand house, your personal integrity is fine after applying to the bank. If the bank decides to accept it, it will conduct a comprehensive evaluation of the property through a third-party evaluation agency, and the bank will verify the loan ratio according to the evaluation value. If the down payment of the loan amount is less than the contract amount registered by the housing management trading center, the difference shall be paid before the transfer formalities, and the relevant documents shall be submitted to the bank for future reference.

4. When the buyer and the seller handle the transfer formalities in the trading center, they shall also handle the mortgage registration formalities. After receiving other warrants, the bank will pay the loan to the account designated by the buyer and immediately transfer the relevant funds to the designated bank account provided by the seller.

Then you can repay the loan on time.

5. Entrustment, in principle, the sale of houses is not allowed. Please consult the local housing management trading center and relevant banks in advance. The entrustment procedure is only that you personally and the client personally issue the entrustment certificate and witness it at the notary office or law firm.

6. If you are married, all the above procedures need you to go through with my wife and provide a marriage certificate.

Question 5: How long does it take to buy a house with a bank loan now? It's all nonsense. We must let the bank approve the loan before we can talk about the loan time. Commercial banks can bring some deposits, so it takes three days at the earliest. Only half a month. The bank's two purchases are different from what people understand. You must make it clear.

Question 6: How quickly a bank loan can be released in a few days is also related to the borrower's application type. Generally speaking, the mortgage loan process is complicated, so the loan review is slow, and the lending speed is naturally slow, generally about 30 days; Because there is no need for collateral, the review is fast and the lending speed is fast, usually within 7 days. Of course, the borrower's qualification must meet the requirements of the lending institution. If it is approved, then the loan can be made. This does not mean that everyone can apply for a loan within one week.

Question 7: How long does it take for a bank loan to buy a house? It depends on the number of people applying for loans in your local area, the loan amount, your personal situation and so on. No specified number of days. Commercial loans are slightly less than provident fund loans.

For example, "As of September 23rd, the loan amount of Guangzhou provident fund this year is about 654.38+06.327 billion, which means that the remaining amount this year is less than 700 million yuan. Yesterday afternoon, Guangzhou Housing Provident Fund Management Center released the latest data. 10 hasn't arrived yet, but Guangzhou Housing Property Guarantee Center has announced that the loan application amount of 10 is already waiting, and the cases accepted by 16-5438+06 will be reported in the future. " This means that since the monthly loan amount of Guangzhou provident fund has been controlled at 65.438+0 billion yuan since August, if the remaining 700 million yuan is used up this year and the annual loan amount of provident fund has not been relaxed, 654.38+00 citizens who apply for provident fund loans may not get loans until April next year.

Generally speaking, it is easy to apply for a loan at the beginning or the first half of the year, but it is not easy to apply for a loan at the end or the second half of the year. Especially in 1 1 month and1February, the bank's annual available line was basically used up. If it wants to borrow it, it will wait until New Year's Day and use the next year's.

Question 8: How long after the bank lends money, it is best to save it first when handling the mortgage card. It is possible to deduct the money from last month and this month twice in the first month.

Question 9: How soon can I borrow money from the bank to buy a house now? A month, that's soon. If your house has a high value and a large loan amount, it will take a long time! There are several forms of housing loan, you can choose the one that suits you! Six steps in the transaction process of new house purchase: 1, signing subscription contract 2, paying down payment for house purchase 3, signing sales contract 4, choosing payment method 5, receiving house occupancy 6, handling transfer registration and applying for personal housing loan. Pay attention to six aspects: 1, apply for a loan amount according to your ability; 2. The information provided to the bank should be true; 3. Provide your address accurately and timely; 4. Choose a good loan bank for mortgage loan; 5. Choose the repayment method that suits you best; 6. Repayment on time every month to avoid penalty loans mainly depends on the actual use of your loans. You can submit the loan application online within 2 to 3 working days (except weekends and holidays). Click on the online loan application link: loanchina/...x

Seek adoption

Question 10: How long does it take for the bank to lend money? General loan approval time data will be completed in about 3-7 working days. After the bank agrees to the loan, it will take more than one month to handle the transfer and mortgage procedures, and it will take about two months to complete the loan in total. However, if the loan is guaranteed by a guarantee company, it will be much earlier, depending on the conditions and operation of the cooperative guarantee company of each bank!

Supplement:

How long will it take for the bank loan to come down

There is no special regulation on the time of loan issuance, and different loan issuance times are different. It depends on the actual situation of the borrower, the lending institution applying for the loan, the application time of applying for the loan and other comprehensive factors. Under normal circumstances, the fastest borrower can get the money in one day if he applies for a credit loan. However, this situation can be achieved through loan companies or loan intermediaries.

If you apply for a mortgage loan, the time is uncertain. The fastest time is 3-4 days, and the slowest time is 10 days or even 1-2 months. In short, it is relatively slow to apply for loans directly from banks, but it is faster to apply for loans through other lending institutions other than banks.

Therefore, the speed of lending depends on which institutions the borrower handles it. Under normal circumstances, the approval speed of applying for loans from banks is slow, because banks have strict requirements on the qualifications of borrowers, so the lending speed will be slower.