Borrower: Name, gender, nationality and date of birth.

Home address: _ _ _ _ _ _ _ _ _ _ _

ID number: _ _ _ _ _ _ _

Borrow RMB from _ _ _ _ _ _ _ _ _ _ _ _ _

Pay in one lump sum on _ _ _ _.

According to this

Borrower: _ _ _ _ _ _

Guarantor: _ _ _ _ _ _

Loan date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

When writing an IOU for private lending, you should pay attention to stating: the identity information of both parties, the amount of the loan, the repayment period, the interest rate, etc. Otherwise, the IOU may be invalid.

The Mbth IOU template is a written document indicating the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the borrower the amount indicated in the IOU.

When filling in the above loan model, you should pay attention to the following matters:

1. The legal full names of borrowers and lenders should be clearly written, and it is best to attach ID numbers;

2. The loan amount should be clearly written, including the amount expressed in words and figures;

3. The term of the loan should be clearly written, including the start and end dates of the loan and a clear loan term;

4. The loan interest should be clearly written, with a clear annual or monthly interest rate, the total amount of loan interest that should be paid in the end (including the amount expressed in words and figures) and the payment method;

5. The date, month, day, time and payment method of repayment of loan principal and interest shall be stated;

6. There should be the borrower's personal signature, handprint or handwritten signature.

7. If the amount is large, the loan purpose or payment record shall also be indicated.