You must sign an iou proposal. Under normal circumstances, after we have a loan legal relationship, the IOU is the core certificate for us to establish a loan relationship, so I have to sign and seal it.

Because if there is no signature and seal at that time, and the other party goes back on his word, there is no way to confirm that this IOU was written by himself.

In addition, Mr. Gao suggested that when borrowing money, you must transfer it through the bank WeChat or Alipay, and indicate the nature of the money to avoid disputes in the future. Our evidence is very important.