1, (Take Lenovo Y7000 ie browser10.0.9200.1651as an example)

Log on to the website of the credit card area of China Everbright Bank, select the corresponding card number in the fields of "Card Service"-"Card Limit Management", and set the limit of small confidential transaction to 0, that is, turn off the visa-free function of small confidential credit cards by default;

2. (Take Apple 12 and ios 14 as examples)

Log in to the Sunshine Life APP- of China Everbright Bank-Select-Transaction Limit, select the corresponding card number, select RMB, and turn off the small-secret-free visa-free function of credit cards in the field of setting up small-sum consumption of UnionPay.

What is a small secret visa exemption:

Small confidential exemption and visa-free is a small fast payment service provided by China UnionPay for cardholders. When a cardholder uses a financial IC card with the function of "flash payment" to conduct a transaction with a certain amount (within RMB in 300 yuan and subject to the local limit overseas) or less at a designated merchant, he only needs to "swipe his card" near the "flash payment" induction area of an acceptance terminal such as a POS machine to complete the payment. During the payment process, you will not be asked to enter a password, nor do you need to sign.

Which cards support small secret visa exemption and visa exemption:

(1) card is a UnionPay financial IC card with the function of "flash payment";

(2) The card number starts with "62", with UnionPay logo and "Flash Payment" logo. The cardholder can judge whether there is a "flash payment" sign on the card surface.

(3) If the cardholder uses a mobile device with the function of "flash payment" instead of a traditional card, it can also support confidentiality and visa exemption.

Under what circumstances do you need confidentiality and visa exemption:

(1) Put the IC card near the "flash payment" sensing area of the POS machine by swiping the card (i.e. "swiping the card"). No matter swiping or inserting the card, confidentiality exemption is supported.

(2) The amount of a single transaction is below a certain amount (including) (domestic 300 yuan, overseas subject to the local limit);

(3) It meets the risk control requirements of the issuing bank. If it is not greater than the accumulated confidential and visa-free transaction limit of the day, it shall be subject to the provisions of the issuing bank.