Maybe you didn't open the SMS service, so you didn't remind me.
The credit card SMS reminder service is opened as follows:
Bank counter account opening process:
1. Bring valid identity documents and bank cards to the local bank outlets;
2. Fill in a business application form, select "SMS Reminder" in the column of business application, and attach the commonly used mobile phone number to receive SMS;
3. Submit the bank card, original ID card and business application form;
4. Enter the mobile phone number and verification code as required;
5. You can start the SMS reminder service.
Mobile phone turned on:
1. Call (customer service phone number of the bank), and the bank will manually sign the mobile messenger;
2. According to the prompt, provide the appropriate identity information to the bank and you can open it.
Note: SMS reminder is a paid service. Generally, it is valid for one year, and the service fee is two yuan per month, which is deducted every month. After one year, you need to apply for the service again before you can continue to use it. If online banking is opened, you can renew the fee in online banking.
Extended data
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its user orientation is "a group of people who have ideals and pursuits for life and career, know how to enjoy, are more willing to struggle, and sometimes have the needs of studying abroad, doing business, studying abroad or traveling abroad."
Bank of Communications credit cards are also a group of people with high living standards who are willing to try new consumption habits. Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing advanced technology and management from HSBC. It brings together the advantages of global and local countries, advocates a brand-new consumer culture and card experience with the theme of "China Global Card", and provides preferential and thoughtful services around the world.
This card captures the dual advantages of Bank of Communications and HSBC: Bank of Communications has more than 2,600 branches in more than 30 cities across the country; And the confidential banking network system of HSBC, the second largest financial institution in the world, make this "China people's global card" shine and bring a unique card experience. The cooperation between the two banks has also set an example for China's banking industry to develop international cooperation.
What if I don't receive the credit card issued by the bank?
Now many people have applied for credit cards, because credit cards can be used first and then returned, which is very convenient for users. If you want to use a credit card, you must apply first. However, some people are handling credit cards, and the bank has sent them, but they have not received them. So, what if the bank issued a credit card and I didn't receive it? How should we deal with this problem? Let's have a look.
credit card
I haven't received my credit card at the bank. I suggest calling the bank's customer service to find out why. If the credit card application is successful, the bank will generally send the credit card within 2-3 weeks after receiving the credit card application materials. When you know that the card issuance has been approved, please check whether there is a registration notice in the mailbox or ask the mailroom whether to sign for it.
Under normal circumstances, after issuing credit cards, banks will basically issue them to customers. If you haven't received it, you can check whether the delivery address is correct first. After confirmation, if you haven't received the credit card for a long time, please call the customer service hotline immediately. Remind everyone that after using a credit card, remember to repay the loan according to the time limit, otherwise it will affect the credit information and the consequences will be very serious.
What should I do if I apply for a credit card and I don't receive it?
Many cardholders are very happy to learn that their credit cards have been approved, but it is strange that they have not received their credit cards after waiting for a long time. They called the customer service and said that the card had been sent. So, what if the credit card is not received? Let's analyze it for everyone.
After the credit card application is approved, the bank will use two working days to make the card, and then mail the card to the receiving address filled in by the applicant after the card is successfully made. If there is no accident, the card will be received within 7~ 10 working days, but some card friends can't receive credit cards.
Why can't I get a credit card?
There are generally two ways for banks to send credit cards, one is registered mail and the other is express delivery. The delivery time varies according to the distance between the applicant and the card center, but it is usually within 2 weeks. If the applicant does not receive the card within 2 weeks, it is likely that there is a problem in the process of sending the card.
What if I can't get the card?
If the card has not been received after the credit card application is approved, the applicant can call the customer service phone of the issuing bank to check the delivery track of the card and see what is wrong.
If the query results show that delivery is being arranged, the credit card has arrived, but there may be something wrong with the applicant's address, which leads to delivery failure. In this case, the applicant can call the consultation telephone number of the delivery post office and contact the courier to change the address.
If the delivery track cannot be found, the applicant can ask the issuing bank to resend the credit card.
In addition, the delivery address should not be the address of the company with the doorman. Generally speaking, such an address registered letter is more likely to be lost.
Why can't I receive my credit card information?
The reasons why you can't receive SMS when you spend money may be: the transaction amount is lower than the amount set by the branch or your own sending starting point; The service of SMS notification is in arrears, so you need to pay the arrears.
Or credit card agreed repayment or loan repayment. It is sent in batches, and the sending may be delayed; Error in registering mobile phone number when opening; The operator has a network failure, the mobile phone number has been blocked, or it was out of service at that time.
When the short message reception is abnormal in the short message service, the following methods can be used to deal with it:
(1) Please clear the SMS inbox, delete the intercepted software, turn it off 10 minutes and then restart;
(2) If you still can't receive it after the operation, you can put the mobile phone card in other mobile phones to rule out whether it is abnormal;
(3) If a bank account or online banking has been opened at the counter, you can re-sign the contract through the bank account "All-Assistant-SMS Notification-Maintenance/Cancellation" or online banking "Certificate Login-Security-Message Service";
(4) If it is unsuccessful or not opened, the householder can cancel and reopen it at any branch of China Agricultural Bank with his valid ID card and registered account (debit card or quasi-credit card), and the current settlement passbook can be handled at any branch of the first-tier branch where the bank is located.
There is a difference between a credit card and a debit card. The differences between these two cards are as follows:
1. Credit card is a consumer credit product, which is paid after consumption, and debit card is used after deposit;
2. Credit cards can be overdrawn, but debit cards cannot be overdrawn;
3. Credit cards have revolving credit lines, but debit cards don't (revolving credit refers to the credit line approved by the bank for the cardholder, and the debts used by the cardholder within the credit line need not be fully repaid, so a good credit record can be maintained only by stipulating the minimum repayment amount, and the credit line of the cardholder can be reused);
4. If the credit card holder needs to repay in full before the final repayment date, the shopping consumption can enjoy an interest-free repayment period;
5. Credit card deposits do not bear interest, and debit card deposits bear interest at the savings rate;
6. Credit card belongs to asset business and debit card belongs to liability business;
7. The issuance of credit cards needs to meet the relevant conditions (such as the situation of the work unit, the evaluation of repayment ability, the review of personal credit records, etc.). ), and debit cards only need to have an ID card;
8. Credit cards have anti-counterfeiting logo and UnionPay logo, while debit cards only have UnionPay logo.
Is it dangerous not to receive a credit card?
If you don't receive a credit card, there is generally no danger. Under normal circumstances, credit cards can only be opened with the ID number and the mobile phone that handled the credit card at that time, so even if the card is issued, it cannot be opened. If you don't receive the credit card after mailing, call the customer service phone of the credit card center to apply for a replacement.
Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
Second, according to the relevant laws of our country (Interpretation of the Provisions of the NPC Standing Committee on Credit Cards), credit cards refer to electronic payment cards issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loans, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, The Standard of English Translation and Writing in Public Service Field was formally implemented.
3. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Four. app; application
The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
Five, the application method is generally by filling in the credit card application form, the contents of the application form generally include the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate.
Six, the application form is attached with a credit card contract, and the applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit a statement of the authenticity of the information and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.
What should I do if the credit card of China Bank is not received?
The credit card of China Bank has not been received. Treatment method:
China Bank Credit Card will be sent by express mail, and the mailing time will be about 3-5 working days from the date of issuance. If you haven't received the card for a long time, you can call the customer service hotline of China Bank at 4006695566 for manual processing, and the staff of China Bank will further assist you in verification. Wish you a happy life!
The above contents are for your reference. Please refer to the actual business regulations.
Let's stop here for introductions that credit cards can't receive.