The debt was written by the debtor, but is it valid without signature and handprint?

Although the debt is written by the debtor, it has no legal effect without signature and handprint.

According to the relevant laws and regulations of our country, if the parties conclude a contract in the form of a contract, the contract will be established when both parties sign or seal it. Therefore, if the loan is not signed or thumbprinted, it has no legal effect.

According to the contract law, contracts are in written form, oral form and other forms. The standard contract format shall be agreed by both parties, and generally includes the following clauses:

(1) The name and domicile of the party concerned;

(2) Subject matter;

(3) quantity;

(4) quality;

(5) Price or remuneration;

(6) Time limit, place and method of performance;

(7) Liability for breach of contract;

(8) Methods for resolving disputes.

The parties may conclude a contract by referring to the model texts of various contracts.

Article 55 A civil juristic act shall meet the following conditions:

(1) The actor has corresponding capacity for civil conduct;

(2) the meaning is true;