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If there is something wrong with the cashier's account, does the guarantor need to bear legal responsibility?
If the bank loan cannot be repaid, there is no legal responsibility with the cashier.

Unless your company's loan is fraudulent, it is possible to bear some responsibility at this time. This is an accounting problem, not a cashier problem.

I'm just responsible for withdrawing money, opening two accounts, keeping a cash diary and making bank deposits. Then I don't have an accounting certificate, and I just finished this year 18. I took all the checks. These are all cashier's jobs, do them carefully, and the others have nothing to do with you. All you have to do is get the money ready.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.