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Can I write the IOU to the other party for signature?
Legal analysis: Yes. As the name implies, an IOU is a written document indicating the relationship between creditor's rights and debts, and it is not necessary for the borrower to write it. No matter who writes, writes or prints, as long as it is based on the true meaning of both borrowers and both parties sign or press their fingerprints, then the IOU is valid, and the writing by creditors or debtors is only to better avoid forgery.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 680 usury is prohibited and the loan interest rate shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest. If the loan contract does not specify the payment method of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as interest-free.