Taian provident fund loan, two guarantors, there is no requirement that they must all be public officials of public institutions. Under normal circumstances, if a natural person acts as the guarantor of the housing provident fund, the guarantor of the housing provident fund loan must meet the following conditions:
1, with full capacity for civil conduct;
2. Have a fixed residence or valid residence status in the local town, and the income is relatively stable;
3. The housing accumulation fund has been paid continuously and normally for more than 6 months, and its account has paid more than 1 year;
4. No provident fund loan balance and other bad debts;
5. During the period when the borrower fails to repay the loan principal and interest in full, he may not withdraw the housing provident fund or apply for a housing provident fund loan;
6. The age of the housing provident fund guarantor and the term of the secured loan shall not exceed the statutory retirement age.
The guarantor of the natural person housing provident fund shall provide the guarantor's identity certificate, household registration book, income certificate and housing provident fund account number, and sign a guarantee contract with the entrusted bank.
2. The two guarantors of Tai 'an provident fund loan must be institutions?
Tai' an provident fund loan guarantees that both parties are public officials of public institutions. In general, if the natural person is the guarantor of the housing provident fund, the housing provident fund loan guarantee:
1, with full capacity for civil conduct;
2. Have a fixed residence or valid residence status in the local town, and the income is relatively stable;
3. The housing accumulation fund has been paid continuously and normally for more than 6 months, and its account has paid more than 1 year;
4. No provident fund loan balance and other bad debts;
5. During the period when the borrower fails to repay the loan principal and interest in full, he may not withdraw the housing provident fund or apply for a housing provident fund loan;
6. The age of the housing provident fund guarantor and the term of the secured loan shall not exceed the statutory retirement.
Natural person housing provident fund guarantee account book, income certificate and housing provident fund account number, and with the entrusted bank
Three, Taian, provident fund loans, two guarantors, must be institutions, public officials?
Taian provident fund loan, two guarantors, there is no requirement that they must all be public officials of public institutions. Under normal circumstances, if a natural person acts as the guarantor of the housing provident fund, the guarantor of the housing provident fund loan must meet the following conditions:
1, with full capacity for civil conduct;
2. Have a fixed residence or valid residence status in the local town, and the income is relatively stable;
3. The housing accumulation fund has been paid continuously and normally for more than 6 months, and its account has paid more than 1 year;
4. No provident fund loan balance and other bad debts;
5. During the period when the borrower fails to repay the loan principal and interest in full, he may not withdraw the housing provident fund or apply for a housing provident fund loan;
6. The age of the housing provident fund guarantor and the term of the secured loan shall not exceed the statutory retirement age.
The guarantor of the natural person housing provident fund shall provide the guarantor's identity certificate, household registration book, income certificate and housing provident fund account number, and sign a guarantee contract with the entrusted bank.
4. I would like to ask you to use the housing provident fund loan to find two people. Are these two people necessarily from public institutions?
The purpose of finding someone to guarantee is to prevent you from taking improper measures against the housing management provident fund center when you can't repay on time or are unable to repay. It's best to find someone from your own unit as a guarantee, so it's easy to approve. In addition, the guarantor of the housing provident fund loan has nothing to do with whether it is a public institution or not, mainly depending on where you work.