Application conditions:
A natural person with full capacity for civil conduct and age between 18-60.
Stable income and strong repayment ability
Have a local account, and can provide proof of identity and residence.
Have proof of real estate or other financial resources.
Application materials:
1. Identity cards and household registration books of both husband and wife;
2. Proof of valid income of both husband and wife;
3. Marriage certificate of both husband and wife, divorce certificate if divorced, and single certificate issued by the civil affairs bureau where the household registration is located if unmarried;
4. Real estate license: ① The original real estate license is required for full purchase. ② Purchase contract, loan contract, purchase invoice, details of house loan repayment, repayment plan and balance certificate shall be provided for loan purchase.
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