Car zero down payment is a promotion method introduced by merchants. It refers to the auto loan which is launched by China United Bank and auto financing company within a certain activity period and has the characteristics of high loan amount and no down payment.

Application conditions:

A natural person with full capacity for civil conduct and age between 18-60.

Stable income and strong repayment ability

Have a local account, and can provide proof of identity and residence.

Have proof of real estate or other financial resources.

Application materials:

1. Identity cards and household registration books of both husband and wife;

2. Proof of valid income of both husband and wife;

3. Marriage certificate of both husband and wife, divorce certificate if divorced, and single certificate issued by the civil affairs bureau where the household registration is located if unmarried;

4. Real estate license: ① The original real estate license is required for full purchase. ② Purchase contract, loan contract, purchase invoice, details of house loan repayment, repayment plan and balance certificate shall be provided for loan purchase.

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