1. What’s going on with ICBC Financial @ Home’s Excellent Shield?
ICBC Finance @ Home’s U-Shield is a customer certificate USBkey launched by ICBC and obtained a national patent. It is a high-level security tool provided by ICBC for customers to handle online banking services. U-Shield is a tool for electronic signatures and digital authentication in online banking. It has a built-in micro smart card processor and uses a 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data to ensure the confidentiality and authenticity of online transactions. , integrity and non-repudiation. : 1. U-Shield functions 1. More secure transactions With U-Shield, you no longer have to worry about various risks such as hackers, fake websites, Trojan viruses, etc. when handling online banking services. U-Shield can protect the safety of your online banking funds. When handling the external payment business of online banking, customers who use login passwords and payment passwords need to protect your passwords and passwords. You need to ensure that the computer you use to log in to online banking is safe and reliable, regularly update anti-virus software, download patches in a timely manner, and do not open any channels at will. Unknown programs, games, emails, and maintain good Internet habits; if you can't do it completely, don't worry, using U-shield is your best choice, as long as your login, login password, U-shield and U-shield password are not By leaking it to one person at the same time, you can use online banking safely with confidence. 2. Payment is more convenient. With U-Shield, you no longer need to be restricted by various payment limits and can easily carry out large-amount transfers, remittances, payments and shopping online. 3. More complete functions. With a U-Shield, you can sign a personal financial management agreement through online banking and enjoy our bank's unique financial management services. 4. More diverse services. With U-Shield, you can also bind ICBC U-Shield to your Alipay account and use U-Shield to authenticate your login to Alipay, thereby ensuring the security of your Alipay account. 2. Reporting the loss of U-Shield 1. If you accidentally lose the U-Shield, to ensure the security of your online banking account, please immediately go to an ICBC branch to apply for freezing the U-Shield. If it is confirmed that the USB shield has been lost, you can apply for a replacement certificate. After the application takes effect, you can re-download the certificate information according to the original method of using U-Shield, or you can ask a bank teller to assist you in completing the operation. 2. If you encounter any problems when installing the USB shield and using ICBC personal online banking, you can call the ICBC unified service hotline for consultation at any time or log on to the ICBC website to inquire about relevant information or go to an ICBC business outlet for consultation. ICBC will wholeheartedly assist you. Serve. 3. Password of U-Shield 1. After applying for U-Shield, you can change the password immediately at the bank counter, or you can use the supporting certificate tool software to change the certificate password. You can also log in to personal online banking and go to "Customer Service-Personal" Modify the certificate password in "Certificate Management - Personal Customer Certificate Password Update". 2. If you forget your USB-Shield password during use, you can bring your USB-Shield, online banking registration card and your valid ID to an ICBC branch to reset your password. If you enter the wrong USB-Shield password more than six times in a row when using online banking, the system will lock the certificate. You also need to bring your USB-Shield, online banking registration card and your valid ID to an ICBC branch to reset your password.
2. What is ICBC Financier Personal Online Banking U-Shield?
Online banking U-Shield is a secure authentication medium for online banking. You need to download the U-Shield key before using it.
ICBC U-Shield is a high-level security tool provided for us to handle online banking services. It can be used when handling transfers, payments, payment and other services in e-banking. It mainly protects the safety of online banking funds. It is equivalent to a small cipher, providing users with secure verification.
3. How to use ICBC Financier U-Shield?
Log in to the ICBC homepage and click "Install" under "Login".
Download and install the Online Banking Assistant
After installation, there will be "ICBC Online Banking Assistant" on the desktop. Open it
Click "Installation Wizard" and select Personal-U Shield - Enter the number on the back of the USB shield
4. What is the USB shield of ICBC online banking?
The shield certificate is an electronic banking product used for identity authentication when you use personal online banking for transactions. , it is a physical medium that looks very much like the U disk we usually use.
The U-Shield certificate is mainly used for your personal online banking. The prerequisite for you to open personal online banking services is that you hold an ICBC Peony Card. The ICBC Peony Cards you apply for in different regions can activate personal online banking services and add U-Shield certificates respectively. You can now apply for a Peony Money Link Card (with discount) or Money Link Card E-Times Card (without discount) at a local certificate acceptance outlet in Shanghai with your valid ID to activate online banking services and add a customer certificate U-Shield. If you need to use online banking for b2c business, please make sure the "e-commerce" function is activated at the branch; if you need to use online banking to transfer money to other people's accounts, please make sure the "external transfer" function is activated at the branch ;The above two functions are different. At present, the cost of USB-Shield certificates ranges from 60 yuan, 68 yuan, and 76 yuan, with different brands but the same functions. After U-Shield, ICBC has launched electronic password card, which is also an electronic banking product to ensure the security of online transactions. It is currently in the stage of free distribution. I hold a valid ID and online banking registration card to accept electronic banking services in the place where I open an account. You can get it for free online. However, I personally think that electronic password cards are not as convenient to use as U-shield certificates, and they also have many limitations. It is understood that starting from September 1 this year, the transaction limit for all counter-registered personal online banking non-certificate (or password card) users will be 300 yuan. Users who have previously reached 300 yuan or exceeded 300 yuan will not be able to use personal online banking. To conduct transactions, you must apply for a password card or U-shield certificate to continue using personal online banking for transactions.