The reason why banks open electronic accounts for users is that after the opening of electronic accounts, banks can directly provide products and services, and users can directly transfer and trade assets with banks to ensure the safety of funds and property. If the third-party platform is used to buy the bank's goods, the third-party platform will need to be connected with the banking system, so the effect and safety factor of asset trading will be discounted, so it is very necessary to set up a bank electronic account. That's why the bank opened an electronic account for me.

Introduction of electronic account

Electronic account refers to online financial services provided by banks, credit cards, insurance companies and other financial enterprises, such as electronic account management. The user's card number or bank account number is the symbol of the electronic store. Electronic accounts can be operated safely through user authentication, digital signature and data encryption. Online banking or electronic banking has two meanings. One is the definition of an institution, which refers to a bank operating through network information. Functionally, electronic accounts have most of the functions of savings cards, which can complete multi-account management and enjoy multi-faceted personal financial services such as investment, wealth management, online payment and business expense payment. In addition, after the bank opens an account, it can be unified supervision and deduct assets. This article is mainly about why the bank wants to open an electronic account for me. The content is for reference only.