Selecting the endorsement transfer on the electronic acceptance bill that has been signed for the electronic bill business can ensure its uniqueness, integrity and security by using electronic signatures and reliable security authentication mechanisms, and reduce the risk of bill cloning , alteration, forgery, loss, damage and other risks.

All bill activities such as the issuance, guarantee, acceptance, delivery, endorsement, pledge, discount, rediscount, and rediscount of electronic bank acceptance bills are performed on the electronic commercial bill system, which can greatly improve the circulation of bills efficiency, reduce labor and financial costs, and effectively improve financial and business efficiency.

A bank acceptance bill is a deferred payment bill issued by a bank entrusted by the payer. The bank has the obligation to pay on demand when the bill matures; the maximum term of the bill is six months, and it can be paid within the term of the bill. Make an endorsement transfer.

Extended information:

1. Instructions for electronic bank acceptance bills

1. For electronic bank acceptance bill business, enterprises need to open an account at ICBC and activate the online banking function, and Apply to the bank to activate the electronic bill function module in online banking. Once activated, the electronic bill business can be carried out.

2. Before the maturity date of the bill, the endorser, as the bill obligee, applies through this function to transfer the electronic commercial bill rights to the endorsee in accordance with the law. Only after the endorsee replies and signs for receipt, the rights to the bill are officially transferred to the endorsee.

2. Service objects of electronic bank acceptance bills

Electronic bank acceptance bills have greater advantages than paper bank acceptance bills in terms of circulation and intensive management, and will also It is a focus of competition for commercial banking business in the future. Commercial banks can focus on marketing to the following categories of customers to seize market opportunities.

1. Group companies and their subsidiaries that have high requirements for cross-regional operations and financial management informatization.

2. Large-scale production and sales enterprises and their upstream and downstream supply chain enterprises.

3. Small and medium-sized enterprises that use commercial bills as a settlement tool for daily business activities.

4. E-commerce platforms and their member companies that use commercial bills for settlement.

5. Major financial companies with standardized capital management and extensive commercial bill business.

6. Commercial banks at all levels that are qualified to operate commercial draft business and provide corresponding services.

Baidu Encyclopedia-Bank Acceptance Bill