My-Ant Borrow, my loan selection record-loan voucher is in the lower right corner of the page, and you can issue it by clicking it. The system will send the certificate with electronic seal to the designated mailbox and print it out.

This kind of electronic file is faster and more convenient. Electronic documents are much faster than paper documents. Print it right near your home, and it's equally effective. It is understood that it will take about 5 working days to issue it. Please contact me in advance.

Second, the paper settlement voucher

You can contact customer service directly in Alipay APP and express your willingness to issue a settlement certificate. Customer service will ask you to send your personal data for verification. If the loan has been fully paid off, the paper settlement certificate will be sent to the designated mailing address within a few working days, but this method will be slower and it will take about 10 days to receive it. This method is more reliable, because it will be stamped, and some banks will recognize this paper certificate.

At present, many banks will check personal credit information when reviewing borrowers' mortgages. Once they find that there are outstanding loans, they may not be able to get through, so they need the borrower to provide proof of settlement. Online loan products similar to Alipay will also receive credit information. Even after all the loans are paid off, the update of credit information will be slow, which may affect the bank's audit. So I suggest that if you have plans to buy a house, you'd better print the settlement certificate on Alipay in advance in case of emergency.

Legal basis:

1. Article 10 of the Contract Law stipulates that the parties may conclude a contract in written form, orally or in other forms. If laws and administrative regulations stipulate that it should be in writing, it should be in writing. If the parties agree to use written form, it shall be in written form.

2. According to Article 11 of the Contract Law, written forms refer to contracts, letters and data messages (including telegrams, telexes, faxes, electronic data interchange and e-mails) that can tangibly express the contents.

Article 14 of the Electronic Signature Law stipulates that a reliable electronic signature has the same legal effect as a handwritten signature or seal.