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Does the debt contract stipulate that creditors need to sign on their behalf?
The debt contract should be signed. When the parties conclude a contract in the form of a contract, the contract is generally established when the parties sign, seal or press their fingerprints, so it is necessary for the parties to sign a debt contract on it. However, if one party has fulfilled its main obligations before signing, and the other party accepts it, the contract is also established.

legal ground

Article 143 of the Civil Code

A civil juristic act that meets the following conditions is valid:

(1) The actor has corresponding capacity for civil conduct;

(2) the meaning is true;

(three) does not violate the mandatory provisions of laws and administrative regulations, and does not violate public order and good customs.

Article 490

If the parties enter into a contract in the form of a contract, the contract shall be established when the parties sign, seal or press their fingerprints. Before signing, sealing or fingerprinting, one party has fulfilled its main obligations, and the contract is established when the other party accepts it.

A contract shall be concluded in written form as stipulated by laws, administrative regulations or agreed by the parties. If the parties do not do this in writing, but one party has fulfilled its main obligations and the other party accepts it, the contract is established.

Article 502

A legally established contract shall come into force upon its establishment, except as otherwise provided by law or agreed by the parties.