Generally speaking, if the insured is a minor (i.e. 18 years old), it can be signed by the guardian of the insured.
In response to the subject's question, next, senior sister and everyone will explain the relevant content of insuring children.
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According to the requirements of relevant regulations, if the consent of the insured is required in accordance with the provisions of the insurance law, the insured may conclude or change the insurance contract for him. If the insured designates or changes the beneficiary, it must be confirmed by the insured's autograph.
However, if the insured has no capacity for civil conduct or has limited capacity for civil conduct, it can be signed by his guardian for confirmation. The situation described in the title belongs to this kind.
Therefore, when insuring children, parents can ask their children to sign for confirmation.
Speaking of the insured and the insured, if you are not sure about the difference, then this article is worth reading: What is the difference between the insured and the insured? Tell you the details in one article!
In fact, it is not easy to buy insurance for children. Considering that different children have different needs for insurance protection, the following senior three students take buying critical illness insurance for their children as an example to provide some reference opinions from two aspects: the content and the amount of protection:
1.？ In terms of security content
The content of critical illness insurance can generally be divided into three basic guarantees: mild, moderate and severe; Of course, if you want to provide your children with as comprehensive protection as possible, parents are advised to give priority to some critical illness insurance products with special protection for high incidence and serious illness.
2.？ As far as insurance coverage is concerned.
We must know that the level of insurance coverage directly affects the level of protection that children can get, but senior sisters do not recommend parents to blindly pursue high insurance coverage.
Because high insurance coverage can of course enjoy more comprehensive protection, but it also means high premiums. Parents are advised to choose insurance products suitable for their own economic situation and children's insurance needs.
Finally, for parents who want to buy critical illness insurance for their children, Senior Sister has compiled a list of popular critical illness insurance for your reference: ten super cost-effective critical illness insurance for children. Don't miss this treasure strategy!
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