You don't need to print the loan. The debit note is not printed by hand, but it is valid with the borrower's autograph. According to the law, IOUs should be in written form, and the contents of IOUs generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method. Therefore, the IOU is valid as long as it meets the above requirements and is signed by the borrower.
An IOU is a written document indicating the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the creditor the amount indicated in the IOU.
An iou refers to a bill written to the other party when borrowing personal or public cash or goods, that is, an iou. After the money and goods are returned, the bill is revoked or torn by the bill holder. This is a document. Usually used in daily life and business management.
From a legal point of view, an IOU is a written document showing the relationship between creditor's rights and debts, which is generally written and signed by the debtor, indicating that the debtor has owed the creditor the amount indicated on the IOU.
What are the conditions for IOUs to be valid?
(1) The actor has corresponding capacity for civil conduct;
(2) the meaning is true;
(three) does not violate the mandatory provisions of laws and administrative regulations, and does not violate public order and good customs.
(4) The lender has fulfilled its loan obligations.
You don't have to have fingerprints to be effective. Details are as follows:
1. If the parties conclude a contract in the form of a contract, the contract shall be established when the parties sign, seal or press their fingerprints. It can be seen that fingerprints are not necessary to be effective. If it meets the conditions for legal entry into force, the contract will take effect immediately after both parties sign or seal it;
2. Before signing, sealing or fingerprinting, one party has fulfilled its main obligations, and the contract is established when the other party accepts it;
3. A contract shall be concluded in written form as stipulated by laws and administrative regulations or agreed by the parties. If the parties have not concluded a contract in writing, but one party has fulfilled its main obligations and the other party accepts it, the contract is established;
4. A civil juristic act that meets the following conditions is valid:
(1) The actor has corresponding capacity for civil conduct;
(2) the meaning is true;
(3) Do not violate the mandatory provisions of laws and administrative regulations, and do not violate public order and good customs.
Legal basis:
Article 490 of the Civil Code of People's Republic of China (PRC): If the parties conclude a contract in the form of a contract, the contract is concluded when the parties sign, seal or fingerprint it. Before signing, sealing or fingerprinting, one party has fulfilled its main obligations, and the contract is established when the other party accepts it.
A contract shall be concluded in written form as stipulated by laws, administrative regulations or agreed by the parties. If the parties do not do this in writing, but one party has fulfilled its main obligations and the other party accepts it, the contract is established.