Mr. Liang, a citizen of Shunde, had a traffic accident in Guangxi. The front of Mr. Zhang’s vehicle was severely deformed and the headlight was broken. After reporting the incident to the traffic police and insurance company, the traffic police determined that the other truck was fully responsible. After an on-site inspection of Mr. Liang's vehicle, the insurance company where the truck was located provided a price for the damage. Seeing that there was no difference between the insurance company's loss assessment and the on-site loss, Mr. Liang signed and agreed. However, when he went to the repair shop for repairs, Mr. Liang discovered that the engine was damaged, and the price offered by the insurance company was far greater than the cost of repairs. However, he has already signed the claim settlement confirmation form from the other party's insurance company, so Mr. Liang cannot change the claim settlement request.

Industry insiders said that if a vehicle is involved in an accident in a different place, if the on-site damage assessment is different from the post-inspection results, if the situation is true, if the accident vehicles are insured by the same insurance company, the insurance company will generally not deny it. However, if both parties are partially responsible for the accident, take the example of half and half, or if the other party is fully responsible for the accident. For the new "losses" that are dismantled, the insurance company where the car is located may set up various obstacles, and there may be many disputes in this process.

The reporter learned that when local accidents occur, many insurance companies use on-site damage assessment to speed up claims settlement for some minor incidents. However, once something unexpected happens in another place, you should pay more attention to the on-site damage assessment. If you are not sure about the condition of the car, it is better to ask for it to be dismantled and inspected by a repair shop to determine the damage. Do not hastily reach a claim settlement agreement with the other party's insurance company to avoid disputes in the future.