Second, the method of buying a house matters needing attention
1. Learn about the auction house.
Property buyers must have a detailed and comprehensive understanding of the real situation of the property before auctioning the property, that is, the preliminary work should be solid. In addition, we should do more research, run more errands, and try our best to bid for the house we are familiar with.
2. Determine whether to "wheel seal" the house.
For auction houses, it is best to go to auction companies, archives centers or land and resources bureaus to find out clearly. For example, how many courts closed down? If more than one court seals up the same house, the industry calls it "wheel seal". Even if the bank can lend money on schedule, it will be difficult to do so for a while because there are many creditors. In this way, the risk of property right transfer will be very great and the delay will be long.
3. Pay attention to the related expenses of the auction house.
I suggest you pay attention to the related expenses increased after the purchase cost, such as whether there is an unexpired lease? Whether there are arrears in property management fees, utilities, cable TV viewing fees, etc. This is because there are some arrears, and the auction announcement may require buyers to deal with them themselves. In this way, it is possible that the auction price may be higher than the market price after adding unknown fees, so everyone must be rational and stick to the psychological price at the auction site.
4. Be sure to prepare the funds to ensure that the funds are in place, so as not to waste the deposit.
You must have a full understanding of your financial situation. For example, a one-time payment is usually required after a real estate auction. Even if you can get a loan, you must include a lot of costs. If the loan cannot be obtained or the loan is postponed, other problems may arise.
I hope I can help you ~