2. Bank debit card repayment. The debit card of Industrial Bank includes credit card repayment by cardholders through online banking, telephone banking, mobile banking and self-service equipment.
3. Cash repayment. Cash repayment can be made through branches, counters and other branches of Industrial Bank.
4. Debit card repayment from other banks. Debit card repayment of other banks includes convenience store repayment and online repayment. Convenience store repayment includes convenient payment repayment, Shanghai Yifujie transfer repayment, Shenzhen Yifutong, inter-bank transfer remittance and bank "universal payment" repayment. Online repayment channels include online banks such as Alipay, Kuaiqian, Tenpay, Shengfutong and UnionPay Online.
5. Repay foreign currency arrears. Repayment of foreign currency arrears is divided into domestic foreign currency arrears repayment and overseas foreign currency arrears repayment. Repayment of domestic and foreign currency arrears includes repayment in US dollars at Industrial Bank and repayment by purchasing foreign exchange in RMB.
Debit card function
1 deposit and withdrawal. Debit cards mainly have the functions of local and foreign currency savings, time savings and current savings. Debit cards can be used to deposit and withdraw money at card-issuing bank outlets and self-service banks, or at ATMs in China and even around the world.
2 Transfer and remittance. Cardholders can transfer or remit money to other accounts through bank outlets, online banking, self-service banking and other channels.
3 credit card consumption. Cardholders can use debit cards to spend money at merchants.
4 collection and payment. Debit cards can be used to pay salaries and pay various fees (such as communication fees, water fees, electricity fees, gas fees, etc.). ).
5 asset management. Wealth management products, open-end funds, insurance, personal foreign exchange transactions, precious metal transactions, etc. You can sign contracts, trade and settle accounts through debit cards.
6 Other services. Many bank debit card services have expanded beyond financial services, such as providing airport VIP access and medical and health services for cardholders.
trait
Ease of use and popularity: Debit card is one of the most commonly used payment tools in e-commerce because of its ease of use and wide popularity. More than 20 million outlets around the world accept signature debit cards from some international brands. Ease of use is one of the reasons why debit cards are becoming more and more popular.
Debit card can not only save you the trouble of carrying cash, but also be convenient to use and pay quickly. The monthly statement (or statement) can clearly show all transaction records.
Safe and reliable: Debit cards are as safe as credit cards. If your debit card is lost or suspected of being stolen, you should report the loss to your bank immediately to prevent others from stealing and reduce losses. Remember: the issuing bank provides you with consumer protection, which does not mean that you can care about your debit card; Debit cards, like money in bank accounts, should be properly kept.
Application mode
Password type
You need to enter your personal password when shopping. Password debit cards are only applicable to merchants who have installed online POS machines. The terminal device provides a device for inputting a personal password.
Signature type
Just like using a credit card, you need to sign the receipt when shopping. Merchants who have installed online or offline POS machines can use signature debit cards.
Some debit cards are only suitable for password operation, while others are both password and signature.
The signature debit card is more flexible, and can be used even by merchants who have not installed password POS machines.
Please consult your financial institution about the issue type of debit card.
Regardless of the type of debit card, the amount will be automatically deducted from your account when you shop.
Both debit cards require personal passwords to withdraw money from ATMs. The bank will give you an initial password when issuing the card.