1.u shield is a digital certificate to identify customers in the form of clients on the Internet. Introduced by Industrial and Commercial Bank of China in 2003, [1] is a national patent product. It has a built-in micro smart card processor, uses 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data, and then transmits it to online banking for verification. With non-replicability, it can effectively prevent payment risks and ensure the safety of customers' online payment funds. With U shield, you don't have to worry about hackers, fake websites, Trojan viruses and other risks. When you do online banking. U shield can ensure the safety of your online banking funds. Customers who use login password and payment password need to protect your card number and password when handling online banking external payment business, ensure that the computer that logs in online banking is safe and reliable, update anti-virus software regularly, download patches in time, do not open unknown programs, games and emails casually, and maintain good online habits; If you can't do it at all, don't worry, using U shield is your best choice. As long as your login card number, login password, U shield and U shield password are not disclosed to one person at the same time, you can safely use online banking.
Second, in order to help netizens guard against online payment risks and promote the development of e-commerce industry, China Industrial and Commercial Bank cooperated with Alipay, a subsidiary of Alibaba, to launch a digital certificate sharing project. After the customer binds the ICBC U-Shield to Alipay account, he must insert the ICBC U-Shield and log in to Alipay before he can make payment, cash withdrawal and recharge. Customers can only query Alipay without using ICBC U shield. Therefore, Alipay customers only need to bind ICBC U shield. Even if the account number and password are accidentally leaked, as long as the ICBC U shield is in hand, the account funds can still be guaranteed to "sit back and relax".
3. As long as you are a personal online banking customer of ICBC, you can apply for a U shield by bringing your valid certificate and peony card used when registering online banking to ICBC outlets. There are three steps in using U shield: Step 1: Install the driver. If you are using personal online banking for the first time on your computer, please refer to the Personal Online Banking System Setup Guide of Industrial and Commercial Bank of China. Download and install the personal online banking control first, and then install the U shield driver. Drivers of different brands of U Shield can only be used in this brand. If you want to install by CD, please run the U Shield CD and select "System Upgrade" on the main installation page. The system will automatically detect and prompt you to install the patch. After installing the patch, please select "Driver Installation" to install the U shield driver. Step 2: Download the certificate information and apply for the U-Shield online banking security system flow chart (2) When a certificate customer logs in to personal online banking for the first time, the computer will give a security prompt and send a root certificate from PersonalICBCCA for you to authenticate the ICBC website. Please click "Yes" to indicate that you accept ICBC's personal online banking service.