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What is the use of USB flash drive when handling China Merchants Bank card?
That's a U shield, which is the landing equipment of China Merchants Bank's online personal banking professional edition.

U shield is a customer certificate USBkey and an advanced security tool for online banking. It looks like a U disk, and its safety performance is like a shield, which means U-shaped shield, so it is named "U shield". Its function is to protect the security of online banking funds and avoid various risks such as hackers, fake websites and Trojan viruses when handling online banking business.

U shield is a tool for electronic signature and digital authentication of online banking. Built-in micro smart card processor, using 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data to ensure the confidentiality, authenticity, integrity and non-repudiation of online transactions.