Solemnly remind: Credit cards are for personal use only and cannot be lent to others, which is clearly stipulated in the bank regulations.
In this case, the bank will only ask the card issuer to pay back the money, and will not contact colleagues, because the signature is signed by itself.
If you must lend it to others.
1, use password to trade.
Because most credit cards in China are traded by password, the signature is only to check whether it is the cardholder's name, and handwriting is generally not taken seriously.
Be careful when lending money to others.
Because overdue repayment can only be borne by oneself, friends and colleagues need to borrow money just in case, and write the loan in black and white.
Tips: If family members need to borrow, they can directly apply for supplementary cards and enjoy the same points accumulation, and the repayment is also for the main cardholder.