User 1: The essence of a bank is also an enterprise, considering costs and benefits. Many years ago, ATM machines were expensive, with few functions and low labor costs, so ATM machines were not popular. Nowadays, with the development of technology, high labor costs, network rental costs and other factors, ATM self-help has become the mainstream. Now machines can do many things. In addition to the traditional deposit and withdrawal and transfer functions, the new machine can also handle card opening, large-sum transfer, password reset, card replacement, settlement and sale of foreign exchange and other services. , much more efficient than manual work. I went to the bank to apply for a debit card a few days ago and handled it directly on the self-service machine. Under the guidance of the bank lobby manager, I took my ID card and followed the steps. It took me a few minutes to get a card, and it was still a chip card, which also saved the time of filling in all kinds of information manually. Banks generally have internal regulations for depositors to withdraw money from ATMs. You can help yourself at ATM outlets under 20,000 yuan, and you need to make an appointment for 50,000 yuan. Anyone who has done business in a branch knows that it is normal to wait in line for an hour or two just to withdraw money, but it takes several minutes to withdraw money at the ATM-you might as well go directly to the counter to withdraw money. With the popularity of ATM, providing customers with 24-hour self-service has become a trend, and various 24-hour self-service banks around the community have exceeded the number of outlets.

Netizen 2: This is the same as the mechanization and automation of the factory now. Now the trend of social development is like this. This machine can work 24 hours a day. After buying the machine, the cost of maintenance and operation is very low, far lower than the current labor cost. People work 8 hours a day, but machines can work 24 hours a day, and people's work efficiency is lower than that of machines. Withdrawing money at the ATM means that the machine directly counts the money to send money, but the teller needs to input instructions on the computer first, print the voucher for you to sign, and then withdraw the money, and the efficiency is clear at a glance after counting the money to you. At present, banks generally assess machines. If the machine doesn't do a certain amount of business, it will be deducted and will be informed criticism. Therefore, banks encourage customers to go to ATMs as long as they can handle them, especially now that banks are developing more new ATMs and more and more businesses are handled at ATMs. The popularity of machines and electronic means has greatly reduced the situation of manual intervention and the possibility of crime, making the risk lower and ensuring the safety of customers' funds.

Netizen 3:

Let me tell you a story first. Some time ago, my father went to the bank to get a card, and I went with him. We took the number when we arrived, and Datang security told us that we don't need to go to the counter to get a card now. He pointed to three machines beside him.

Let me see, yo-ho. . Have I not applied for a card for a long time? It's smart to apply for a card now, not to mention that you really didn't apply for a card. It's all issued by the company.

We went to the machine, and there were many options on it, such as getting a card, changing the phone number, and what else I forgot.

The lobby manager stood by and asked us what to do. .

I said make cards.

Let me take out my ID card, and I'll take out my dad's ID card, then click on the touch screen and press OK. Take out your mobile phone and get the verification code. After a while, no card will come, and it will take about 5 minutes soon.

Then I lamented that high technology is really good and intelligence is really good, but our parents' generation is difficult to adapt. They think these things are too big to accept and uneducated, so they are dumbfounded when they meet intelligence. My father still can't use a smart phone.

Let's talk about ATM machines again. This is also a trend, simple, convenient and fast, saving costs, large amounts can be handled at the counter, and small amounts can be handled by machines. Personally, I think it makes sense!

After the intelligent age, more and more occupations will be replaced. Are you ready?