Alas, as a financial manager, there is really nothing you can do in the insurance market in China, because there are too few sales professionals. From now on, we know that you are not suitable for this kind of insurance, and insurance products are not equal to investment income. Real insurance should emphasize protection first, and then benefit. According to the dividend income of China Life in recent ten years, your investment has failed, and the due income is not as good as deposit in the bank. If you surrender now, you will have to refund the fee of 10000.

Answer to the question:

First of all, the insured amount is the value of your purchase. For example, to buy a house, the market price is 50,000 yuan, and the actual building value is only 37,000 yuan. This is what you mean by insurance, because the products of insurance companies are calculated by actuaries, and you can't take advantage of them.

Second, if you want to know his dividend, please call 955 19 for customer service and provide the policy number. If you pay 50,000 yuan, 500 yuan won't get any dividends in the first year. How much money will you deposit in the bank? The one-year term is 1.625 yuan.

My advice to you is: 1. If the insured fails to sign the insurance policy in person, the contract is invalid, and you can ask for a full refund.

2. If the insured doesn't answer the phone and answer the recording, and doesn't understand the contents of the contract, he can negotiate to surrender.