The correct way to write an IOU:

1. The title must be written with the word "IOU". Don't let others mistakenly write it as "IOU". Pay special attention: although it is all money. Others do that, but the legal result is completely different.

2. Be sure to write "*** cash *** yuan is borrowed today, please indicate *** in capital letters and round. Special attention: Verify that the upper and lower case letters are consistent. If the upper and lower case amounts are inconsistent, the judicial In practice, the amount in capital letters will prevail.

3. Be sure to write the correct name of the lender and ID number, and also the name and ID number of the borrower to avoid disputes. Verify whether the borrower's identity is the same, etc.

4. If it is not certain when the borrower is required to return the loan, it is recommended that the lender does not write the return date, so that the time limit can be guaranteed to be 20 years, and it will not be due to a temporary delay. If you forget, the time limit will be exceeded and you will not be able to recover it. Anyone who knows the law knows that there is not much difference between writing the return date and not writing the return date.