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Shanghai has launched "hand-in-hand" transactions for second-hand houses and signed contracts online. Currently, the proportion of transactions is relatively small.

On October 26, the "Online Real Estate" official website sponsored by the Shanghai Real Estate Trading Center announced that in order to continue to optimize the business environment, it will further promote the "one-stop service" of government services, allowing more information to escape and fewer people. To make it easier for the people to sign existing housing sales contracts online, it is scheduled to launch on October 26, 2021 on the "One Online Service" service for existing housing buyers and sellers who have not gone through intermediaries to sign contracts online (referred to as "hand-in-hand transaction online signing").

The Shanghai Real Estate Trading Center pointed out that during the specific handling process, the parties concerned can log in to the "One-stop Service" and enter the relevant handling window to read the "Shanghai Existing House Buyers and Sellers Have Not Signed a Contract Online through an Intermediary Transaction (referred to as "Hand-in-hand transaction online signing") Instructions" and "Hand-in-hand Online Signing Operation Manual for Existing House Sales Contract". For those who have difficulty applying online, they can still go to the window of the real estate trading center in the district where the house is located to apply for offline processing.

Song Xiaojuan, senior manager of the Pacific Real Estate Transaction Service Center, pointed out that hand-in-hand non-intermediary real estate transactions account for a relatively small proportion of the total transaction volume in Shanghai. They generally occur in second-hand real estate transactions with high trust among acquaintances or relatives. Usually, name changes between relatives on birth certificates are the most common. The government's move to change the second-hand online visa process from offline to online is the further advancement of the government's digital government affairs, which indeed provides greater convenience for such transactions.

"'Hand-in-hand transactions' are usually transactions between acquaintances or relatives. In order to save costs, they choose to trade on their own without going through an intermediary. Since this year, the proportion of 'hand-in-hand' transactions has increased, as market demand As part of this, the 'hand-in-hand transaction and online signing' service for existing houses launched by One Online Service is more of a manifestation of government services," said Lu Wenxi, a market analyst at Shanghai Zhongyuan Real Estate.

Yan Yuejin, research director of the Think Tank Center of the E-House Research Institute, pointed out that similar policies are very similar to Hangzhou’s practices, but there have been many misunderstandings online before. Many people think that it is to replace intermediaries. In fact, this understanding is not accurate. From the perspective of the government platform, it is done from the perspective of convenience for the people. Transactions that are similar to unintermediary matching account for about 10% in cities. In the past, there were not many supporting services for this part. Now it is also a manifestation of filling the service gap, which will help promote the better development of second-hand housing transactions. It is a policy worthy of nationwide promotion.

On August 19 this year, the Housing Security and Real Estate Administration Bureau of Hangzhou City, Zhejiang Province announced that the Hangzhou Second-hand House Transaction Supervision Service Platform officially launched the "individual self-listed housing" function.

The Hangzhou Municipal Housing Security and Housing Management Bureau stated that the function of individuals listing their own properties breaks the traditional housing sales model that relies on intermediaries and improves the information asymmetry between buyers, sellers and intermediaries in the second-hand housing transaction process. It provides home buyers with more convenient and safe new channels for "hand-in-hand" independent transactions such as the release of information on sales properties, search of information on purchase properties, and matching of independent transaction information, and builds a more fair and reasonable second-hand housing transaction market operation. system.