1. If a house is purchased through a loan, the mortgagor in the bank loan contract must be the same person as the purchaser, otherwise it will not be processed. The name on the real estate license is registered according to the name on the purchase contract. If you want to add your spouse's name when you apply for the real estate license, you can apply for membership in the name of * * * and get the * * property certificate when you get the license.
2. In the case that the commercial housing purchased before marriage is paid in full, when one party puts forward the property right, it is sometimes necessary to write two people's signatures on the purchase contract, and the property right certificate can be handled when handling the real estate license.
If it is a loan to buy a house, it needs to be handled in accordance with the principle that whoever borrows it will sign it, so as to ensure that the signatures on the house purchase contract, loan contract and real estate license are unified. The reason is to avoid the risk of bank loans and speed up the review of lending time.
3. If two people want to own real estate due to property rights issues, they can apply for the title certificate of * * * *, but the title certificate must still be the name of one person, which is consistent with the name in the house purchase contract. The attached title certificate can legally indicate the ownership of the house, and at the same time stipulate the capital contribution or share of both parties, which is also conducive to reasonable division in case of property rights disputes.
4. Transfer and sale of commercial housing: You can apply for registration of real estate transfer to the transaction registration department of the State Bureau of Land and Housing Management with the application for registration of real estate transfer, real estate sales contract, surveying and mapping drawings issued by the real estate surveying and mapping department, original real estate ownership certificate, identity certificate and other materials.
Extended data:
Real estate license is an important document to prove the ownership of real estate. The buyer should first determine the ownership of the house when buying the house. If he wants to change it later, he can negotiate with the developer without filing the contract.
If the house has been put on record, the owner who wants to change the house needs the developer to apply for withdrawal, and then put on record again after changing the contract. The required procedures are cumbersome, and some fees may be paid. Therefore, we must not be hasty in the ownership of property rights, and we must ensure the consistency of the name of the purchase contract and the name of the real estate license.
The property owner indicated in the real estate license is determined according to the subject of the purchase contract, so both must be owned by the same person or several people. Especially for online filing, if the names are inconsistent, it will not be passed.
Baidu Encyclopedia-Purchase Contract
Baidu encyclopedia-real estate license