Open your own RMB 100 and take a closer look. On the back of the RMB 100 yuan note, in the lower right position, specifically behind the year number 20 15, there are four seal characters, which are the seal of the president.

Then you may have to ask, why does the RMB bear the words "President's Seal"? There may be the following reasons.

1, a symbol of authoritative credit

Renminbi is paper money, but with the seal of the president, it is equivalent to the issuer's authoritative certification of paper money. In China, the People's Bank of China is the currency issuer, which bears the seal of the governor and is the guarantee of the highest credit authority of currency credit.

With the authoritative certification of the president's seal on the RMB, it can also be guaranteed by the top credit authority, which can ensure the stable circulation of the RMB.

2. Beautiful

The design of RMB is very exquisite, very exquisite. Adding four seal characters of the president's seal to the issued RMB can make the RMB more exquisite. The seal characters also reflect the style of China's classical culture and make the RMB look more beautiful with China's classical culture.

So the second advantage is that it can make the RMB look more refined and have elements of classical culture.

3. Anti-counterfeiting

These four seal characters can also play a better anti-counterfeiting effect. Judging from the enlarged picture, it is a long seal of seal script, with red stripes and blue stripes, which forms a rather complicated pattern and is very difficult to copy easily, which can play a very good anti-counterfeiting effect.

Therefore, printing the words "Long Seal" on RMB can also play a better anti-counterfeiting effect.

4. Conclusion

To sum up, the most important purpose of printing the president's seal on RMB is to embody the symbol of credit authority, the aesthetic feeling of traditional culture, and play a better anti-counterfeiting effect.

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Represents a kind of credit.

Although paper money is the most widely used currency, it is not valuable in itself compared with gold and silver. Paper money is just a currency symbol, which is equivalent to certificates and contracts issued by banks. Since it is a voucher contract, it needs a seal or signature representing credit.

President's seal

Song dynasty

China was the first country to use paper money. The seal of "Breaking the Contract Forever" in the above picture is used by the paper money "Huizi" in the Southern Song Dynasty.

Republic of China (19 12- 1949)

During the Republic of China, China was a semi-feudal and semi-colonial society at that time, and the design of currency had the feeling of combining Chinese and western. The front is all in Chinese, stamped with the seal of the bank president, and the back is all in English, with the English signatures of the bank president and general manager.

international

In today's world, all banknotes need seals or signatures to be valid. Although it is printed, this program is indispensable. For example, the euro has the signature of the president of the European Central Bank, while both the yen and the won have seals. The new Taiwan dollar also retains the seals of "Central Bank Seal" and "Central Bank Governor", while the westernized Hong Kong and Macao regions have the signatures of bank governors or governors.

Seal on Japanese Yen-"Presidential Seal"

Seal on the won-"Governor of the Bank of Korea"

Singapore-Prime Minister's Seal

Renminbi is issued by the People's Bank of China, with the president as the general manager. RMB has been circulating for a long time. As an appointed bank governor, it is relatively unstable, so it is impossible to seal the real name of the governor on RMB. Therefore, the RMB is symbolically printed with "President Seal" and "Deputy President Seal" (the old version of RMB); "President's Seal" (new version of RMB). Adding the governor's seal to the currency highlights the seriousness of the currency.

Seal means personal identity and credit in all cultures. Stamping the banknotes with the "President's Seal" shows that the person in charge of the issuing bank assures the outside world that the banknotes have real value in his personal capacity and position.

When the first set of RMB was issued, the seals at that time were "General Manager Seal" and "Deputy General Manager Seal", and their meanings were self-evident. The first central bank governor was South Chen Han, then known as the "general manager". From the second set of RMB to the fourth set of RMB, there are not only "the president's seal" but also "the vice president's seal". By the fifth set of RMB, there is no "deputy governor seal", only "governor seal" is left. It is a long-standing banking culture to affix the seal of the person in charge of the bank on the banknotes.

The question is, why did the bank put the seal of the person in charge of the bank on the banknotes before? What is its significance and function? To answer this question, we have to understand the understanding of paper money at the beginning of its birth.

Paper money was first born in China during the Northern Song Dynasty, when it was called Jiaozi. At that time, some wealthy businessmen invented paper money to replace copper and iron coins in order to solve the problem of inconvenient circulation. Paper money is equivalent to the certificate of metal currency and has no independent value. Its acceptance depends entirely on the amount of metal money on the paper money.

These words were written on the earliest existing symphony of the Song Dynasty: "In addition to Sichuan, many counties, public and private, see Qian Qiqi for circulation and exercise." In other words, this kind of paper money is acceptable to all states except Sichuan. With this bill, you can withdraw 770 yuan from the supervisor. On the back of the note is the official seal, not only for anti-counterfeiting, but also for personal credit: this banknote is real and effective, not waste paper. At that time, paper money was equivalent to a contract-the holder of paper money had the right to withdraw money from the seal.

In ancient times, people generally believed in the value of metal money, but it was difficult to believe in the value of paper money. Paper money must be given credit to really circulate. The contractual nature of paper money should be manifested in its appearance: the seal of the state treasury, the seal of the government and the seal of the individual are all ways to give credit to paper money. It must tell people that this bill is guaranteed. Banknotes without signatures and seals are usually considered worthless.

This phenomenon is the same all over the world. The earliest British pound notes were equivalent gold payment vouchers guaranteed by the Bank of England. The original pound was marked "the bank will guarantee to pay the same amount of gold to those who come to the bank with bills according to the depositor's order", and the name of the person in charge of the bank was also on it. After the collapse of the gold standard, the words "wait for gold" disappeared and became the words "guarantee to pay the holder at any time" Up to now, the pound has been signed by the governor of the Bank of England. At present, Hong Kong dollar banknotes also have the words "payment by ticket" and are signed by the leaders of the Hong Kong Monetary Authority.

Now many people may not know the essence of paper money, and the signature on it reminds us like a fossil: the origin of paper money and its real source of value.