China Bank Credit Card Activation Method:
You can activate your credit card through Bank of China Mobile Banking, "China Bank Credit Card" WeChat official account, colorful life APP, personal online banking or call the customer service hotline of Bank of China at 4006695566. If you are a new customer of Bank of China, and the new card is processed through online channels, please complete the activation cards of "Personal Visit" and "Personal Tax Resident Status Declaration" after receiving the credit card. After receiving the card, you need to bring the credit card attached to the card insertion letter and the original ID card used in the application to any branch of Bank of China within the selected province and city at the time of application to complete the identity verification (three witness meetings). Please refer to the counter requirements for specific information. After completing the "tax declaration", you can make a supplementary tax declaration through the mobile banking of China Bank, or go to the counter of China Bank with valid documents. Please refer to the counter requirements for specific information.
The above contents are for your reference. Please refer to the actual business regulations.
How to activate after getting a credit card?
1. You can call the customer service phone of the bank where the credit card belongs to activate it.
2. Self-service activation can be made in official website, the bank to which the credit card belongs.
There are many ways to activate a credit card when it arrives. Cardholders can activate online through the issuing bank's credit card special APP, WeChat official account, online banking, customer service phone, etc. , and provide credit card, cardholder's name, ID number, mobile phone number and other information. Cardholders can also go through the activation procedures at any counter of the issuing bank with their valid ID card, credit card and card receipt confirmation letter. Note that if the credit card is applied by a new customer online, it can only be activated through the outlet counter, because the bank has to go through the face-to-face signing process. Browser computer: macbookpromos 14 open Google version 92.0.4515.131.
If there is a balance in the credit card, the execution, judgment or ruling will be executed. The party's credit card funds are within the scope of executable property.
Freezing credit card arrears only freezes the amount of the bank to which your credit card belongs, and your bank with other banks has no right to freeze it;
The bank will freeze your card and list you as a prohibited customer (blacklist) if it is overdue for more than three months or the bank reminds you twice. At the same time, it will force the use of credit cards and maliciously overdraw.
If you refuse to repay the loan in the later period and the amount owed exceeds 1 10,000, you will be sentenced for the crime of credit card according to Article 196 of the Criminal Law!
Under what circumstances will banks freeze their bank cards?
A bank card is a credit card (debit card) If it is frozen, it may be that the credit card has abnormal transactions such as malicious cashing, forged information, and continuous password errors, and the bank card may be frozen by the bank.
For overdrawn bank cards, the bank will set the overdraft limit according to the actual repayment ability. If the overdraft exceeds the share, the bank will immediately freeze your bank card.
Bank cards are debit cards. If it is frozen, it will be frozen in the wrong account, that is to say, the bank mistakenly gave more money to the depositor's account, so the bank may freeze the extra part.
The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank to freeze the bank card for handling cases. At the same time, customs, tax authorities and other departments also have the right to freeze.
No matter what bank card it is, if the password is entered three times in a row, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours. If you don't apply for a new card when the bank card expires, the bank will freeze your expired bank card after it expires.
If the bank card reports the loss several times in a row, it will be frozen because the bank thinks it is suspected of malicious loss reporting.
Credit card is a simple non-cash transaction credit service bank card. A credit certificate issued by a bank to an individual or unit for purchasing goods and paying consumption expenses according to the user's credit rating and financial situation. With the signature of the card, consumers can withdraw cash and spend money in designated banks, consumer places and other places, and can overdraw a certain amount of cash.
How to activate a credit card?
If it is the first time for a new customer to apply for online self-service channel, after receiving the credit card, he needs to activate the card opening at the outlet and bring his ID card and credit card to handle it. You can log in to CCB Credit Card official website or Mobile Banking to see how the credit card application progress is displayed. If an interview is needed, it will be displayed.
How to activate a credit card
First, activate the bank credit card by replying to the card opening letter.
Read the contents of the bank credit card opening letter carefully, reply to your relevant information according to the return address provided in the card opening letter, and activate the credit card.
Second, activate the credit card through the bank business hall.
Cardholders who successfully apply for a credit card online can activate their credit cards without replying to the confirmation letter. The quickest way is to take their ID cards and cards to the local branch. Branches in cities above the second level have card departments, which can directly open cards. Bank credit cards applied through other channels can also choose this method of activating credit cards.
The specific steps include:
Apply verbally to the bank staff to activate the credit card-the staff asks you to show your card and ID card-a copy of your ID card is submitted to Guangfa Bank-and activate the credit card. Wait a few minutes, and then receive a text message confirming the activation of the credit card.
Third, activate the credit card through the bank credit card customer service phone.
Legal basis: Measures for the Supervision and Administration of Credit Card Business of Commercial Banks
Article 57, paragraph 2
When the issuing bank receives the repayment from the cardholder, it will repay all the debts in its credit card account in the following order: if it is overdue for 1-90 days (inclusive), it will repay the interest or expenses first and then the principal; If the overdue period exceeds 9 1 day, the principal shall be repaid first, and then the interest or various expenses shall be repaid.
How should a credit card be activated?
How to activate a credit card? What are the activation methods? I love kabianxiao's introduction on how to activate credit cards.
Since the card was mailed after the credit card application was approved, there is no guarantee that the recipient is the applicant. In order to protect applicants and banks from being stolen, credit cards have card opening procedures before they are officially opened. Card opening is mainly through telephone or internet. , check the relevant personal information provided at the time of application, and go through the card opening procedures after meeting the requirements. At this time, the applicant becomes the cardholder and can officially start using it after signing on the back of the card.
Telephone activated credit card
Take Bank of Communications as an example. When you receive the Bank of Communications credit card, you must activate it before you can use it. Here, the user is taught how to activate the mobile phone and set the transaction password.
China Merchants Bank credit card customer service phone activation process is as follows.
(1) Call the 24-hour customer service hotline displayed on the back of the credit card. After selecting the corresponding language, please enter the cardholder password and inquiry password.
(2) According to the voice prompt, select the card activation option under the menu of "Credit Card Activation and Password Management".
(3) Enter the last 3 digits printed after the signature column on the back of the cardholder's credit card, and press # to confirm.
(4) Enter the cardholder's home phone number and press # to confirm.
(5) Enter 6 digits as the cardholder's transaction password and press # to confirm.
(6) Enter the 6-digit transaction password again and press # to confirm.
(7) The transaction password is set successfully.
Activate credit card online
Take Bank of Communications as an example to tell you how to activate your credit card through the Internet.
(1) First log on to the credit card online banking page of Bank of Communications and enter the cardholder password.
(2) Please modify your query password in time after logging in.
(3) After the initial password of your credit card is successfully modified, please log in to online banking again.
(4) After logging in for the second time, please click "Credit Card Activation" and enter the last 3 digits printed in the signature column on the back of the credit card and your home phone number according to the page prompts.
(5) After successful activation, enter 6 digits as your transaction password according to the prompt.
(6) If you don't check the "password confirmation transaction" function on the application form, you can change the transaction mode to password signature after setting.
So much for receiving the introduction on how to activate the credit card.