My friend said to lend me my ID card to apply for a car loan. I am in a foreign country. I only took photos with WeChat. Can it take effect if I don't sign and show the original? If it succeeds, I think. You are afraid that your friend's failure to repay on time will affect your credit, so you might as well politely refuse.

It is difficult to lend a person a loan, which is equivalent to lending him from the bank. There are many things involved, and the cycle is long, usually more than one year. Nobody knows what will happen in the middle.

It stands to reason that only the ID card (in addition to the pictures transmitted by WeChat) can't be processed, and you have to sign it. It can't take effect without my signature unless your friend impersonates your signature. If you do, even if something goes wrong, it will be very troublesome for you to deny it.