"U Shield" is the storage medium of China Industrial and Commercial Bank's customer certificate. "Customer certificate" refers to an electronic file used to store the customer's identity and digitally sign the electronic banking transaction information sent by the customer. It is a hardware device with an intelligent chip, which looks like a U disk. It is a digital signature tool jointly developed by ICBC and internationally renowned companies such as Microsoft, which uses the information encryption technology of smart chips. Once you put your account in the bank into this certificate management, you must use the customer certificate for verification in online banking, such as transfer and remittance, B2C payment, etc. The customer certificate is unique and cannot be copied. No one can use your identity information and account information to steal your funds through the Internet.

There are three steps to using U shield:

Step 1: Install the driver

If it is the first time for you to use personal online banking on your computer, please refer to ICBC's personal online banking system setup guide, adjust the computer settings first, and then install the U shield driver. Drivers of different brands of U Shield can only be used in this brand. If you want to install by CD, please run the U Shield CD and select "System Upgrade" on the main installation page. The system will automatically detect and prompt you to install the patch. After installing the patch, please select "Driver Installation" to install the U shield driver.

Step 2: Download certificate information

After applying for U-Shield, you can entrust the teller of our branch to help you download your personal ID information to U-Shield, or you can log in to ICBC's personal online banking and enter "Customer Service -U-Shield Management -U-Shield Self-Download" to download your ID information. Please make sure that the U shield is connected to the USB interface of the computer before downloading. If download is unsuccessful, please go to the counter.

Step 3: Use the U shield happily.

If you need to handle external payment services such as transfer, remittance and payment after logging in to personal online banking, you only need to insert the U shield into the USB interface of the computer according to the system prompt, enter the U shield password, and complete the payment service after being verified by the banking system.