Home improvement loans, also called decoration loans, refer to personal credit loans launched by banks or consumer finance companies for the purpose of home decoration, that is, unsecured credit loans. In principle, the single loan amount of personal housing decoration loans issued by banks shall not exceed RMB 150,000, and shall not exceed 50% of the total cost of the decoration project.

There are currently two types of loans and one credit card installment form that you can apply for for home improvement loans. The details are as follows:

1. Apply for a personal credit loan for decoration;

2 , Personal consumption loans and decoration loans. The consumer loan here refers to a certified mortgage loan, which is a consumer loan that is mortgaged and applied for using real estate.

3. Credit card home improvement installment;

4. Loans from consumer finance companies. In addition to the traditional route of bank loans, loans from consumer finance companies are also one of the options. ?

The template for bank loan for decoration contract is as follows: