1. Does the person in charge of the company's loan receipt need to bear the debt repayment responsibility? 1. Generally, the agent on the corporate loan IOU needs to bear the debt repayment responsibility, because in this case, the agent handles the company's loan matters on behalf of the company, that is, the agent is not the borrower. 2. The handler in the IOU does not have the guarantor's guarantee responsibility, but only acts as a witness or handler. The handler is not the subject of the loan relationship. If the handler or handler has completely transferred the loan to the debtor (and can clearly prove it), the handler has no legal responsibility, but it is obliged to prove that the transfer of the loan is completed. And play the role of reference in the loan relationship. Creditors can only claim claims from debtors.
II. Sample IOUs for Company to Borrow from Individuals
IOUs are borrowed from Cong Fei by Shanghai _ _ _ _ Company, with a monthly interest rate of 1%, which is scheduled to be paid off within six months. It is based on this evidence. Borrower: _ _ _ (official seal) Legal representative: (signature) Date: _ _ _ _ _ _ _ _
3. What matters should be paid attention to when writing IOUs? 1. The borrower must write the IOU, not the lender, so as to prevent the borrower from refusing to recognize the validity of the IOU on the grounds that the lender has written the contents without authorization. 2. The loan note should be as concise and clear as possible. Don't use ambiguous language, such as: A borrows 1, yuan from B, which can't make it clear who borrows money from whom. You should use "lend" instead of "borrow", which has no clear direction. 3. Don't write down the reasons for borrowing money from you, for example, what is the reason for borrowing money from you? This has nothing to do with the borrowing money itself. If you join, it may lead to a civil act of lending with conditions, which will lead the borrower to invoke this condition to defend. 4. Attach the ID numbers of the borrower and the lender as much as possible, which is reflected in the IOU, so as to avoid the unnecessary process of confirming the parties to the IOU. Because, sometimes some people's daily names are different from the names on their ID cards. If the borrower associates with you and writes IOUs with pseudonyms or nicknames, then the signature of the IOUs is seriously flawed. 5. And most importantly, the borrower's signature must be seen with his own eyes. If the borrower signs his name with someone else's hand, it will lead to the loss of proof of the loan. Therefore, don't accept the written loan or the written loan afterwards, you must ask the borrower to write the loan face to face. If a company needs to borrow money from others or other units, it will generally authorize a specific employee of a citizen to handle the loan. The agent who handles the loan on behalf of the company needs to affix the official seal of the company on the loan after negotiating with the borrower.