The current borrower is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Borrower: _ _ _ _ _ _ (signature and handprint)

Lender: _ _ _ _ _ _ (autograph and handprint)

Witness: _ _ _ (signature and handprint)

Xxxx，xxxx，xx，xx

Under different circumstances, although the contents of the loan written by the parties are different, they are basically the same, in which the amount, time, interest and repayment time of the loan need to be agreed. To be on the safe side, it is suggested that it is best to ask the borrower to actually provide a guarantee, so that the lender will bear less risk.

Extended data:

Pay attention to the following items when writing IOUs:

1. The legal full names of borrowers and lenders should be clearly written, and it is best to attach ID numbers;

2. The loan amount should be clearly written, including the amount expressed in words and figures;

3. The term of the loan should be clearly written, including the start and end dates of the loan and a clear loan term;

4. The loan interest should be clearly written, with a clear annual or monthly interest rate, the total amount of loan interest that should be paid in the end (including the amount expressed in words and figures) and the payment method;

5. The date, month, day, time and payment method of repayment of loan principal and interest shall be stated;

6. There should be the borrower's personal signature, handprint or handwritten signature.

Legal basis: According to Article 108 of the Civil Procedure Law, the plaintiff shall be required to provide a written receipt. If there is no written receipt, the necessary factual basis shall be provided. A lawsuit that does not meet the above conditions shall be ruled inadmissible.