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Is the loan with fingerprint and no signature valid?
Legal subjectivity:

No, you must sign your name or press your fingerprint. In many cases, in order to prevent disputes between the two parties on key figures, dates and other important information in the IOUs in the future, both parties will choose to press their handprints at key positions in the IOUs to show their approval of the contents. Article 490 of the Civil Code If the parties conclude a contract in the form of a contract, the contract is established when the parties sign, seal or press their fingerprints. Before signing, sealing or fingerprinting, one party has fulfilled its main obligations, and the contract is established when the other party accepts it. A contract shall be concluded in written form as stipulated by laws, administrative regulations or agreed by the parties. If the parties do not do this in writing, but one party has fulfilled its main obligations and the other party accepts it, the contract is established.

Legal objectivity:

202 1 1 Article 667 of the Civil Code in force? A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest. Article 668? A loan contract shall be in written form, unless otherwise agreed between natural persons. The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.