U shield is indeed safe, but it is not omnipotent. Now there is software that can control your computer, which is equivalent to remotely controlling your computer. There are also some softwares that can modify the remitter account of your online banking, thus defrauding U shield remittance.

Therefore, even if you use U shield, you should develop good habits. When not in use, take it off quickly to prevent Trojan horse from remotely controlling your computer to complete the transaction.

U shield password is 8 digits, mixed with letters and numbers.

In addition, U shield is an intelligent tool. For example, in the U shield of ICBC, the certificates of CITIC Bank and Alipay are stored, which is still very convenient to use.

Can the U shield of online banking always be inserted in the computer? U shield can always be plugged into the computer.

But only if that computer belongs to your family.

If it is from the company, I advise you not to insert it.

It's not good to lose the U shield.

Now online banks have U-shields, but is U-shields really safe? Theoretically, no encryption method can be said to be absolutely safe, but for ordinary people, U shield is safe enough and trustworthy.

Is it safer to use U shield for online banking? Yes, let's talk about what a U shield is, that is, the customer certificate USBkey, which was launched by ICBC in 2003 and obtained a national patent, is an advanced security tool provided by ICBC for handling online banking business. It looks like a USB flash drive, like a shield, always protecting the safety of your online banking funds. From a technical point of view, U shield is a tool for electronic signature and digital authentication of online banking. Built-in micro smart card processor, using 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data to ensure the confidentiality, authenticity, integrity and non-repudiation of online transactions. Second, why choose to use U shield ● The transaction is safer. When you handle online banking, you don't have to worry about various risks such as hackers, fake websites and Trojan viruses. U shield can ensure the safety of your online banking funds. Customers who use login password and payment password need to protect your card number and password when handling online banking external payment business, ensure that the computer that logs in online banking is safe and reliable, update anti-virus software regularly, download patches in time, do not open unknown programs, games and emails casually, and maintain good online habits; If you can't do it at all, don't worry, using U shield is your best choice. As long as your login card number, login password, U shield and U shield password are not disclosed to one person at the same time, you can safely use online banking. In addition to U shield, ICBC has also introduced a series of security measures: alias login (different from the custom login method of traditional account login), double password control of login password and payment password, and payment amount control to ensure customer safety; Identify and prevent counterfeit bank websites by means of website verification, website certificate verification (click on the "encryption lock" chart at the lower right of ICBC website) and reserved information verification. ● Payment is more convenient. With U-Shield, you can easily transfer money, remit money, pay and shop online without being restricted by various payment quotas. ● More comprehensive functions. With U Shield, you can sign personal financial agreements through online banking and enjoy our unique financial services. ● More diversified services. With the U-Shield, you can also bind the U-Shield of ICBC to Alipay account, and use the U-Shield to authenticate the login Alipay, thus ensuring the safety of your Alipay account. In order to help netizens guard against online payment risks and promote the development of e-commerce industry, China Industrial and Commercial Bank cooperated with Alipay, a subsidiary of Alibaba, to launch a digital certificate sharing project. After the customer binds the ICBC U-Shield to Alipay account, he must insert the ICBC U-Shield and log in to Alipay before paying, withdrawing cash and recharging. Customers can only query Alipay without using ICBC U shield. Therefore, Alipay customers only need to tie ICBC U shield. Even if the account number and password are accidentally leaked, as long as the ICBC U shield is in hand, the account funds can still be guaranteed to "sit back and relax". Three. Application and use of U shield As long as you are a personal online banking customer of ICBC, you can apply for U shield at ICBC outlets with your valid certificate and peony card used when registering online banking. There are three steps in using U shield: Step 1: Install the driver. If it is the first time for you to use personal online banking on your computer, please refer to the Personal Online Banking System Setup Guide of Industrial and Commercial Bank of China to adjust your computer settings, and then install the U shield driver. Drivers of different brands of U Shield can only be used in this brand. If you want to install by CD, please execute the U shield CD and select "System Upgrade" on the main installation page. The system will automatically detect and prompt you to install the patch. After installing the patch, please select "Driver Installation" to install the U shield driver. Step 2: After downloading the certificate information and applying for the U shield, you can entrust the teller at ICBC outlets to help you download your personal certificate information into the U shield, or you can log in to ICBC personal online banking and enter "Customer Service-Personal Customer Certificate Self-download" to download the certificate information. Please make sure that the U shield is connected to the USB interface of the computer before downloading. If download is unsuccessful, please go to the counter. Step 3: Be willing to use U shield. If you need to handle external payment services such as transfer, remittance and payment after logging in to personal online banking, you only need to insert the U shield into the USB interface of the computer according to the system prompt, enter the U shield password and verify it by the banking system, and you can complete the payment service. Four. U shield product model certificate price Goldpac GEMPC KEY( 16K) 76 yuan Starkey100 (32k) 76Hong USB( 16K) 60 yuan USB(32K) 68 yuan Remarks: All models of U shield products have the same function. This table is the reference price, and the latest price is subject to the publication of outlets. V. Maintenance of U-Shield ● Update of U-Shield The use period of U-Shield certificate file is five years. One month before the service expires, ICBC's online banking system will prompt you to renew the certificate to extend the service period of the certificate. You can follow the following steps: ● Password of U shield You can change the password at the bank counter immediately after applying for U shield, or you can use the supporting certificate tool software to change the certificate password yourself, or you can log in to personal online banking and change the certificate password in "Customer Service-Personal Certificate Management-Personal Customer Certificate Password Update". If you forget your U shield password during use, you can bring your U shield, online banking registration card and your valid ID card to ICBC outlets to reset your password. If you enter the U shield password incorrectly for more than six consecutive times when using online banking, the system will lock the certificate. You also need to bring your U shield, online banking registration card and your valid ID card to ICBC outlets for password reset. ● Report the loss of U shield If you accidentally lose U shield, in order to ensure the safety of your online bank account, please immediately apply to ICBC outlets for freezing U shield.

Is the U Shield of China Merchants Bank Online Banking Safe? The security of online banking is achieved through the maintenance of both the client and the bank. The website of China Merchants Bank has obtained the security certification of VERISIGN, the most authoritative company in the world. The data transmission of online banking business adopts advanced multiple encryption technology, and all data are encrypted and transmitted online, which is safe and reliable. Personal Banking Professional Edition adopts strict X.509 standard digital certificate system and has passed the national security certification. Digital signature technology and strong encryption communication channel based on certificate are adopted to ensure the security of customer identity authentication, data transmission and password input.

In addition, at present, the root of financial network crime is stealing customers' account numbers and passwords. Although the bank has taken various security measures to ensure the security of the banking transaction system, the custody of your account number and password also depends on your awareness and behavior of security risks. Please do the following:

(1) Don't enter bank account numbers, passwords and other information on unknown websites, so as to avoid personal data being stolen by phishing websites or trojans.

(2) Don't use online banking in public places such as Internet cafes and libraries to prevent others from stealing accounts and passwords through video recording and keyboard monitoring equipment.

(3) Update antivirus software and firewall in time, and exit and pull out the "excellent key" in time after using online banking every time.

(4) When trading through other channels (such as ATM withdrawal and self-service terminal login), pay attention to the protection measures of password input to prevent others from stealing your account and password through video recording.

(5) Never disclose your user name, password or any personally identifiable information to others.

(6) If your personal information (such as contact information and address) changes, please modify the relevant information through the banking system in time.

(7) Check your transactions regularly and check the statements.

(8) If you encounter any questions or problems or unknown websites, please contact our "95555- National Unified Customer Service Phone" in time.

Is online banking safe without U shield? You don't need a U shield, but now you need a secret card, certificate or something. Actually, it's still safe. I'm afraid you should be careful when logging in to the account page. Generally, you need to enter the account password, and the address bar starts with this. Remember that there is an S, which is a general page. Pay attention to whether there is a security lock pattern in the lower right corner of the page, so that the account will be protected and it will be fine! I have used it for several years, and nothing happened. Another prudent way is to let you enter your account number and password at will. If it is a phishing website, you can log in. Of course, the regular account or password is wrong. Alipay needs our own attention in this respect. I hope these experiences will help you.

Is online banking safe? Can I still use online banking if there is a virus or Trojan horse on my computer? China Bank's online banking has a dynamic password card, which is completely independent of the computer and very safe. Although it is safe to use, it will not be poisoned. Ha ha laugh

Can I guarantee the security of online banking with U shield? Ok, no problem. Please feel free to use it, because at least no customer has had unsafe problems because of this. . This is also a guarantee made by a powerful and reputable bank.

Is it safe to use U shield for online banking? The use of U shield was still stolen. First of all, you can be sure that the online banking password and the U shield password are known. Secondly, there are only two hardware factors:

One is that the U shield hardware was stolen. For example, plug it into the machine, but I'm not here. Someone saw it. This person happens to know the above two passwords.

The other is to control the machine remotely. For example, in Trojan horse or remote control software, the owner is in front of the machine. In this case, the householder can find that the machine is running abnormally. Most people will be vigilant in this situation and will not tolerate being stolen.

Another is that the amount on the payment page is obviously wrong. I didn't pay attention. After payment, I found that the payment amount did not match the expectation and mistakenly thought it was stolen. This kind of situation is the least, but there are such people who really fall for it and happen on Taobao.

As long as individuals pay attention, they will generally not be caught. I tried fake websites with viruses. It's okay.

Hello, the security of online banking. Our online banking uses ActiveX controls to enter passwords. When a personal online banking customer logs in through the control for the first time, the login page will have the process of downloading the control. Customers only need to download the control element once, and then visit the login page later. Control elements are enabled directly on this machine without downloading again. ActiveX control components use the underlying functions of Windows to capture keyboard events before hackers, and hackers can't get users' passwords, which greatly improves the security of online banking.

In addition, our online banking system has multi-layer security, including technical security and business security of online banking. They have become a complete online banking security system, which can effectively prevent the illegal invasion of hackers and protect the security of customers' funds.

A. Technical security: The technical security of online banking includes two aspects: network security and transaction security. Network security ensures the safety and reliability of our website, and transaction security ensures the safety of customers' funds through online banking.

B business security: the bank has a sound internal teller operation management mechanism to ensure the safe development of online banking business.

C. Unique security advantages: The Bank took the lead in adopting two unique security technologies, namely, secure client and client certificate, in China, so that personal online banking can achieve enterprise-level security. A personal certificate authentication system based on public key (PKI) technology is established by using personal certificates of physical media. Through personal certificate authentication and digital signature technology, customers can authenticate the identity of online transactions, sign various business service agreements, and ensure the uniqueness, integrity and non-repudiation of transactions and agreements.

In addition, in order to further ensure the security of your online banking, please pay attention to the following points:

Log in to the correct website:

1. Please go directly to the ICBC website. It is suggested to add the address of ICBC website to the "favorites" of the browser, and do not visit ICBC website indirectly through hyperlinks.

China Industrial and Commercial Bank website address: icbc ..

Personal online banking address of China Industrial and Commercial Bank: mybank.icbc ..

2. Be careful to identify fake websites. If you have any questions, please call 95588 or contact us through webmaster @icbc. ...

3. After logging in to the ICBC website, please carefully check the certificate information corresponding to the padlock icon in the status bar in the lower right corner of the browser:

Grant: mybank.icbc ..

Publisher: Verizon. /cpsincorp.byref. limited liability company (c) 97 verisign.

Validity period: check whether the safety certificate is within the validity period.

Protect account password:

1. Don't tell others your account number and password at any time and under any circumstances; Don't trust any behavior of asking for card number and password by email, SMS, telephone, etc. If you have any questions, please call 95588 or contact us through webmaster @icbc ... For those who have provided the online banking password to unknown people or websites, you should immediately log in to the online banking to modify the password or reset the password at the counter.

2. Choose a password that is not easy to guess, so as not to be guessed.

3. Set a special password for your online banking, which is different from the user name and password you use in other occasions (such as other online services, ATMs, passbooks and bank cards). ) Avoid revealing other passwords due to the loss of one password.

4. Set your online banking login password and payment password for external transfer to different passwords, and verify them several times to ensure the safety of your funds.

Don't store your password in the computer. Don't write the password on paper or cards. Change your password regularly.

6. Check whether the "Last Login Time" on the welcome page is consistent with the actual login situation, so as to find the abnormal situation in time.

Retained verification information:

In order to help you effectively identify fake websites, our bank has provided free reservation information verification service since June 30, 2005. The "reserved information verification" service is a special service measure launched by our bank to help you effectively identify the ICBC website. After you set the personal online banking reservation information, if you buy online from a third-party website and use our online banking to pay for the goods, our bank will echo your reservation information on the payment page so that you can verify whether it is the real ICBC personal online banking. You should take good care of the information you have reserved, and don't provide the reserved information to anyone, other websites, telephones or text messages except for handling business in ICBC, so that we can jointly protect the safety of your account funds.

Ensure computer security:

1. Download and install the control components provided by ICBC to protect the security of the client and protect your card number and password from being stolen.

2. Download and install the latest operating system and browser security programs or patches regularly.

3. Change the hosts file in the computer to read-only.

4. Install a personal firewall. It can prevent hackers from invading your computer.

5. Install and update antivirus software in time. Develop the habit of updating antivirus software regularly to prevent new viruses from invading.

6. Don't open emails of unknown origin.

Other protective measures:

1. Don't use online banking in public places (such as Internet cafes and public libraries) because you can't know whether malicious monitoring programs are installed on these computers.

2. Set a password for the computer you use to prevent others from accessing your data without authorization.

3. Don't close the browser every time you use online banking, please click "Logout" in the upper right corner of the page to end the use.

4. Never disclose your user name, password or any personally identifiable information to others.

5. Keep your bank information properly and check it carefully. If you have any questions, please tell us immediately.

6. If there is any change in your personal data (for example, contact information and address), please inform us as soon as possible.