With the written consent of the insured, you can choose to change the insured to the insured himself or his parents, spouse or children to exercise the relevant rights of the insured. At the same time, please note that if the terms and conditions stipulate that the applicant cannot be changed, it cannot be handled. After changing the applicant, you need to re-select the renewal payment method.

Processing methods and documents to be prepared:

Documents to be prepared for booking a visit to the counter:

(1) application for change of insurance contract (change of customer information);

(2) Health and financial notice (if the new applicant has the insurance coverage exempted from the death or total disability of the insured, the new applicant shall fill in and sign the insurance policy);

(3) the identity documents of the new applicant, the insured and the original applicant.

The customer entrusts the salesman/others to handle the required documents;

(1) application for change of insurance contract (change of customer information);

2. Power of attorney;

(3) Health financial notification form (if there is any insurance type exempted from the death or total disability of the insured, it shall be filled in and signed by the new insured);

(four) the identity documents of the new applicant, the insured and the original applicant;

⑤ ID card of the agent.

Problems that should be paid attention to when changing the insured;

1. If the reason for the change is the death of the original applicant, the death certificate of the applicant shall be provided, and the legal heir of the original applicant shall entrust one of the representatives in writing to apply for the change of the applicant, and the new applicant has insurable interests for the insured. The power of attorney of the first legal heir (parents, spouse and children of the original applicant), valid identity documents and proof of relationship with the original applicant shall be provided when handling. If there is death among the heirs, a death certificate shall be provided. If the death certificate or relationship certificate cannot be provided, the other heirs shall jointly declare.

2. When entrusting a salesman, the trustee is limited to the service personnel of any valid policy under the customer's name;

3. When entrusting others, the trustee is limited to the applicant's parents, spouse, children and other immediate family members.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.