Legal analysis: You can apply for a loan, or a credit card, or dispose of the property under your name. Of course, it is difficult to achieve it through normal procedures, but this possibility is not ruled out, and there is no need to worry too much. If there is a loan or transaction that has not been confirmed by my signature, and my rights and interests are damaged, I can bring a lawsuit to the court to safeguard my rights and interests.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 179 Anyone who infringes upon others and causes personal injury shall pay compensation for medical expenses, nursing expenses, transportation expenses, nutrition expenses, hospital food subsidies and other reasonable expenses for treatment and rehabilitation, as well as the income reduced due to absenteeism. If it causes disability, it shall also compensate for the cost of assistive devices and disability compensation; If death is caused, funeral expenses and death compensation shall also be paid.

Article 180 If the same tort causes multiple deaths, the same amount of death compensation may be determined.