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Is the online loan contract valid?
The loan contract signed by both parties to the online loan according to law is valid. A reliable electronic signature has the same legal effect as a handwritten signature. The contents of a loan contract generally include the type, currency, purpose, amount, interest rate, term and repayment method of the loan.

legal ground

Article 667 of the Civil Code

A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668

A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.