Bank-enterprise interconnection refers to the connection between banking system and enterprise financial system. Enterprises can directly handle banking business such as account management and transfer payment through the financial system, and can customize more personalized functions in their financial system as needed. It is an electronic banking product provided by ICBC to high-end customers at present.
In order to meet the personalized needs of high-end customers for online banking and further promote the development of online banking, China Industrial and Commercial Bank has launched an online banking-enterprise interconnection model. This brand-new online banking model integrates the system resources of both banks and enterprises through the organic interconnection of enterprise financial software and ICBC online banking system, thus bringing safe, simple and real-time personalized online banking services to enterprises.
Details:
main feature
1. Bank-enterprise synchronization of accounting information. Bank-enterprise interconnection organically connects enterprise financial system and banking business processing system, integrates the system resources of both parties, solves the problem of inconsistent accounting information between banks and enterprises, and provides real-time, accurate and comprehensive accounting information support for enterprise financial decision-making.
2. Realize personalized service. Enterprises can freely combine and control the "atomic" transactions provided by banks through the financial software system according to their own financial management needs, and flexibly customize the internal authorization mechanism, so as to have their own exclusive banks.
3. Simple operation and high efficiency. Enterprise financial personnel do not need to repeatedly input instruction information, all instructions are input at one time, and once approved, they can immediately complete external payment, update the accounting information of the financial system, simplify the procedures, and make it more convenient and fast for customers to use.
4. Safe and reliable. In addition to adopting the same security mechanism as online banking, the "signature time" field is added to the transfer transaction, and the "package serial number" field is added to all transactions, effectively preventing hacker attacks and repeated submission of instructions.
Applicable object
Bank-enterprise interconnection is suitable for all corporate online banking customers, especially for large group enterprises (military units, public enterprises, large group companies, financial companies, settlement centers) that want to realize centralized fund management, require real-time high consistency between corporate financial information and bank account information, pay attention to financial work efficiency, and have ERP systems or financial software systems.
The above contents refer to Baidu Encyclopedia-Bank-Enterprise Direct Link.