The loan contract is valid without the lender's name. But if there is no seal or fingerprint of the lender, the contract is invalid. According to the relevant laws and regulations, if the parties conclude a contract in writing, the contract will be established when both parties sign, seal or press their fingerprints.

legal ground

Article 469 of the Civil Code of People's Republic of China (PRC)

The parties may conclude a contract in writing, orally or in other forms.

Written form refers to contracts, letters, telegrams, telexes, faxes and other forms that can tangibly express the contents contained.

A data message that can tangibly express its content through electronic data interchange, e-mail, etc. , and can be retrieved at any time, are considered in writing.

Article 490

If the parties enter into a contract in the form of a contract, the contract shall be established when the parties sign, seal or press their fingerprints. Before signing, sealing or fingerprinting, one party has fulfilled its main obligations, and the contract is established when the other party accepts it.

Article 493

Where the parties conclude a contract in the form of a contract, the place where the contract is finally signed, sealed or fingerprinted shall be the place where the contract is established, unless otherwise agreed by the parties.