1. Identity of check holder: The name and signature on the stolen check are different. When cashing, the bank will check the identity of the check holder, not the signatory on the check, and the bank will not cash it.

2. Cheque cashing procedures: Banks have strict cheque cashing procedures, including verification of authenticity, signature, account balance, etc. Even if you are lucky enough to pass the previous link, it is hard to escape the bank's audit.