It's true. A lawyer's letter refers to a professional legal document made and issued by a lawyer to disclose and evaluate relevant facts or legal issues, and then make a request to achieve a certain effect. The purpose of legal evaluation and risk assessment of a fact with a lawyer's letter is to make the legal fact known to the recipient through the legal scale and the lawyer's judgment, so that the recipient can get his own "legal evaluation", that is, "to convey the law to express his own meaning".

When the other party contacts you again, you can communicate with the other party to negotiate the repayment plan. If you can't negotiate with the other party, the other party has the right to bring a lawsuit against you. I hope I can help you and adopt it ~