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How long does it take for Meishan housing provident fund loan to repay in advance?
It takes more than one year for Meishan housing provident fund loans to be repaid in advance.

The early withdrawal of housing provident fund is divided into two ways: partial early withdrawal and full early withdrawal:

1. The house lender submits an application for prepayment to the municipal housing provident fund center, which is reviewed and signed by the staff of the credit department of the center and stamped with the business seal of the credit department. The Lender goes to the bank to handle the repayment formalities with the application for prepayment;

2. The prepayment applicant settles the loan at the entrusted bank, and submits the repayment statement issued by the bank to the Credit Department, and the staff of the Credit Department will review and sign the opinions and affix the business seal of the Credit Department; The staff of the Credit Department shall indicate on the stub column of the prepayment application form that the lender has settled the loan and sign it;

3. Repayment in advance shall go through the relevant mortgage cancellation procedures at the guarantee company with the repayment form signed by the credit department. Just apply to the bank one month in advance.

Legal basis: Article 5 of the Interim Measures for the Administration of Policy Discount on Personal Housing Loans by Central State Organs.

Determination of discount amount and discount period

(1) The fund center determines the single discount amount according to the following criteria:

(1) shall not exceed the discounted commercial loan amount calculated according to the borrower's commercial loan term, monthly household income and housing provident fund loan interest rate;

(2) Not exceeding the single maximum discount amount specified by the fund center;

(3) The proportion not exceeding the total purchase price stipulated by the fund center;

(4) Not exceeding the commercial loan amount applied by the borrower. Commercial loans exceeding the discount amount are not entitled to discount.

(two) the capital center to determine the discount period according to the following criteria:

(1) shall not exceed the preferential period calculated according to the single preferential amount, family monthly income and housing provident fund loan interest rate;

(2) Not exceeding the longest discount period stipulated by the capital center;

(3) The maximum repayment age of the borrower of the housing provident fund loan that does not exceed the same conditions stipulated by the provident fund center;

(4) The term of the commercial loan applied by the borrower shall not exceed. Commercial loans that exceed the discount period do not enjoy discount.